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Appeals Court Struggles to Define NTEU Injunction

February 26, 2026
Shannon Clark
The Trump administration claimed that federal courts have no authority to prevent it from carrying out its duties, while the NTEU argued that blocking a planned reduction-in-force at the CFPB is essential to ensure the agency still exists at the conclusion of the lawsuit.
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Ishbia Lets UWM’s 4Q Earnings Do the Talking

February 26, 2026
Brandon Ivey
The nonbank generated $164.5 million of net income in the fourth quarter of 2025. But in a departure from norm, Mat Ishbia, president and CEO of UWM, didn’t take questions from stock analysts.
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Uncertainty Grows on GSEs Exiting Conservatorship

February 26, 2026
James Dohnert
Talk of a capital raise for Fannie Mae and Freddie Mac has waned in recent months, leading some policy experts to question whether the Trump administration has the appetite to take the GSEs public.
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Investors Expect Adjustment Period for New Credit Score Models

February 26, 2026
James Dohnert
Investors are expected to take time to adjust to new credit score models and the potential end of the tri-merge scoring requirement at the GSEs.
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Study of VantageScore Renews the Tri-Merge Debate

February 26, 2026
Dennis Hollier
Looking at VantageScore 4.0 data provided by the three national credit reporting agencies, researchers found that 18% of consumers had one or more scores that was at least 20 points higher than the tri-merge average.
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Gray Areas Linger in Trigger Lead Reform

February 26, 2026
Emmeline Willey
The law banning trigger leads will make consumers less vulnerable to unsolicited credit offers, but the reforms still need some fine-tuning.
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Grapevine: Trump Puts Emphasis on Rates; Mortgage Applications Level

February 26, 2026
Brandon Ivey
No new housing initiatives from President Trump; mortgage applications steady; home prices increase modestly in 2025; Democrats in Senate introduce bill aimed at limiting SFR institutional investors.
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Consumer Relief Tied to CFPB Complaints Declines

February 23, 2026
Shannon Clark
As of November, only 5% of consumer gripes filed with the CFPB were closed with relief, according to Sen. Elizabeth Warren, D-MA.
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DOJ Reaches $68 Million Settlement With Colony Ridge

February 23, 2026
Shannon Clark
The settlement, which didn’t include a civil money penalty or restitution, appeared to reflect the DOJ’s realigned view that Colony Ridge provided a haven for illegal immigrants. The CFPB, which originally filed the complaint with the DOJ, dismissed its claims against Colony Ridge.
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Class-Action Against Navy Federal Revived by Court

February 23, 2026
Shannon Clark
An appeals court ruled that a lower court denied class allegations in a lawsuit against Navy Federal Credit Union too early on in the case.
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