Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets.

While the CFPB reviews feedback on its TILA-RESPA Integrated Disclosure rule RIF, the Structured Finance Association is working on updating its TRID compliance document.

Officials at Ginnie Mae and the Department of Veterans Affairs are in discussions on the high prepayment speeds on VA-backed loans, according to an industry source familiar with the agency.

Commercial banks reported a small decline in structured finance assets backed by commercial and industrial loans, mostly from declining held-to-maturity accounts. Experts say bank CLO holdings in loan format continue to grow. (Includes data table.)

Several themes emerged from the feedback the Securities and Exchange Commission received in response to its concept release on changes to Reg. AB2 disclosure standards for publicly-registered deals.

Better Markets has alleged that a Federal Reserve board member interfered with the Basel III rulemaking process by secretly meeting with bank executives to influence their support for the proposals.

Carrington Mortgage Services said one of the changes included lowering the eligibility threshold for an alternative-documentation borrower to a FICO score of 550.

Industry experts suggest that mortgage lenders educate themselves on fraud red flags and ensure proper safety procedures are in place.

Mbanc started a private client lending platform to fill an overlooked part of the non-QM market.

The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS.