FOIA documents reveal that in 2022 Fannie and Freddie business assessments determined that a single-bureau credit report would be inferior to either a tri-merge or a bi-merge.

The GSEs were already quietly adding MBS to their portfolios before Trump directed them to purchase $200 billion more. Investors may now be paying a price for that intervention.

The same braggadocio that drove GSE stocks higher early in the Trump administration now seems to be holding prices down.

Newly coordinated standards at the GSEs make it easier for certain factory-built homes to receive site-built financing.

The regulator’s financial statements followed GAAP accounting, but the analysis also revealed $32.9 million in costs associated with elimination of 216 employees.

Very-low-income homebuyers have another year to take advantage of the $2,500 credit available through the Home Possible mortgage program.

CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.

Experts believe lenders will leverage new technologies to improve the customer experience.

Pennymac Financial Services sped up its adoption of Vesta Innovations’ loan origination system to drive more recaptures.

In March, “trigger leads” will come to an end, prompting lenders to come up with new solutions for lead generation.