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Three FHA Lenders Lose Direct Endorsement Approval

July 17, 2026
Emmeline Willey
FHA terminated three lenders’ direct endorsement privileges across several regions.
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CHLA Seeks Direct Payments From FHA for Small-Dollar Lending

July 17, 2026
Emmeline Willey
The Community Home Lenders of America said the small-dollar lending initiative introduced by the 21st Century ROAD to Housing Act needs to include direct incentivization to work.
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Around the Industry

July 17, 2026
Emmeline Willey
Ginnie waives VA delinquency compliance for TPPs; FHA application share rises; FHA foreclosures.
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Expanded-Credit MBS Issuance Declines in 2Q

July 17, 2026
Abby Zimmardi
Issuance of expanded-credit mortgages declined by 4.8% on a quarterly basis in the second quarter, with purchase-mortgage volume down. (Includes three data charts.)
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Lack of Uniformity Among BPLs an Issue for Servicers

July 17, 2026
Abby Zimmardi
Servicers of business purpose loans noted challenges handling the asset class due to the customizable structure of the loans.
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Home Equity Lender Button Finance Expands Into Non-QMs

July 17, 2026
Abby Zimmardi
Founded in 2019, New York-based Button Finance originally planned to focus on home equity lending, but is now branching out into non-qualified mortgages.
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HEI Legislation Under Consideration in Congress

July 17, 2026
Abby Zimmardi
If passed, the Home Equity Lending Integrity Act would regulate home equity investment products, including subjecting HEIs to requirements under the Truth in Lending Act.
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Non-QM Performance Continues to Drag

July 17, 2026
Abby Zimmardi
Impairments on non-qualified mortgages rose on a monthly basis in May, driven by higher new impairments and weaker cure and made payment rates, according to dv01.
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RTL Lending Rebounds, Strong Volume in June

July 17, 2026
Abby Zimmardi
June’s growth follows a period of stagnation as bridge lending volume flattened out at the end of 2025 and into early 2026.
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Growing Share of Luxury Buyers Less Reliant on Mortgages

July 17, 2026
Abby Zimmardi
More than 70% of buyers of luxury-priced homes pay in cash, while 6.5% of luxury buyers use traditional financing, according to a recent report from Coldwell Banker Global Luxury.
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Latest Imf News

  • Non-Agency MBS Issuance Down in Second Quarter

  • Northpointe Bank Increasing Warehouse Lending Activity

  • Button Finance Aggressive as It Enters Non-QM Market

  • FHA Pulls Direct Endorsement Approval for 3 Lenders

More Imf News

Featured Data

  • Non-Agency MBS Issuance Declines Sharply in Second Quarter

  • Nonbanks Gain More Agency Servicing Share in Second Quarter

  • Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

  • Non-Agency MBS Issuance Declines in Second Quarter

More Featured Data

Featured Reports

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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