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CFPB Asks Seventh Circuit to Uphold $43.2M Judgment

October 19, 2026
Shannon Clark
The CFPB argued that a district court properly awarded restitution in a 2020 lawsuit against a defunct student-loan debt-relief telemarketer and its operator.
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Other News in Brief

October 19, 2026
Shannon Clark
Waterstone Mortgage agrees to resolve overcharge allegations; CFPB to look into debanking at top banks; Federal Reserve examiners frequently cited HMDA and CRA violations in 2025.
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Deliveries to the GSEs Decline by 10% in Third Quarter

October 16, 2026
Dennis Hollier
AmeriHome Mortgage, one of just two banks among the top 10 GSE sellers in the third quarter, was also the only top 10 seller with a sequential increase in deliveries. (Includes two data tables.)
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GSE Executives Highlight Improvements in Tough Market

October 16, 2026
Dennis Hollier
Freddie Mac’s Sonu Mittal and Fannie Mae’s Jake Williamson detailed the GSEs’ challenges and successes in a deeply troubled mortgage market.
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Variety in Credit Scores Among Three Models

October 16, 2026
Dennis Hollier
Both VantageScore 4.0 and FICO 10T scores, most of the time, are higher than Classic FICO scores. Roughly 25% of the time, Classic FICO is the highest score.
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Fairholme Funds Lawsuit Approaches the Goal Line

October 16, 2026
Dennis Hollier
The DC Circuit Court rejected FHFA’s request for an en banc rehearing in Fairholme. Now, only a potential Supreme Court appeal stands between shareholders and an $812 million payday.
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GSE Officials Cite Slow Adoption With UAD 3.6

October 16, 2026
Dennis Hollier
GSE executives explained why they extended the implementation timeline for UAD 3.6 and how the new system will benefit lenders.
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Fannie Simplifies Some Verification Requirements

October 16, 2026
Dennis Hollier
Guide updates mean lenders no longer need to use specific methods for verifying the employment of borrowers in most cases.
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Freddie Mac Hits Default Reporting Milestone

October 16, 2026
Dennis Hollier
The transition from electronic default reporting to Resolve is in full swing, with APIs and testing environments now available to servicers.
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GSE Roundup

October 16, 2026
Dennis Hollier
GAO investigation; mystery warning; Optimal Blue integrates with Fannie’s whole-loan pricing platform.
Read More
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