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ABS Servicer Applies for Bank Charter

August 13, 2026
Shannon Clark
If approved, Zaria National Trust Bank would offer trustee services for ABS, servicing, collateral management and more.
Read More

GSEs Update PMIERs for Use of VantageScore 4.0

August 13, 2026
Dennis Hollier
New PMIERs tables assigning risk factors to loans based on credit scores and LTV ratios strongly resemble the GSEs’ LLPA tables.
Read More

Interest Rates on Mortgages Expected to Remain Elevated

August 13, 2026
Brandon Ivey
The higher rates are diminishing demand for mortgages and officials at Rocket are projecting a drop in originations in the third quarter.
Read More

Industry Groups Suggest Tweaks to TRID Rule

August 13, 2026
Shannon Clark
Mortgage and banking trade groups want the CFPB to revise TRID’s timing requirements and tolerance thresholds.
Read More

Pulte Renews Threats Against Homebuilders

August 13, 2026
Dennis Hollier
The Trump administration continues to pressure homebuilders to address affordability by focusing more on first-time homebuyers.
Read More

State AGs Sue OCC Over Interest-on-Escrow Preemption

August 13, 2026
Shannon Clark
Democratic state attorneys general argued that the final rules exceed limits Congress placed on OCC’s ability to preempt state laws.
Read More

Radian’s Revamp Nears Completion

August 13, 2026
Abby Zimmardi
Radian Group has sold its real estate services business and has entered into a definitive agreement to sell its title business to PLACE.
Read More

Vehicle Loan Complaints to CFPB Drop in Second Quarter

August 10, 2026
Shannon Clark
Consumer complaints filed with the CFPB about lending services declined across all categories except for mortgages during the second quarter of 2026. (Includes two data tables.)
Read More

Paoletta Takes Over as CFPB Acting Director

August 10, 2026
Shannon Clark
Russell Vought is expected to remain at the bureau as a senior adviser following the conclusion of his tenure under terms set by the Federal Vacancies Reform Act.
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Consumer Advocates Reject New CRA Proposal

August 10, 2026
Shannon Clark
Rise Economy, a California-based nonprofit, has threatened to take legal action to block the OCC and FDIC proposal to revise Community Reinvestment Act requirements.
Read More
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