The improvement was not enough to recover the ground lost in November, which ended on a Sunday.

Cotality’s fraud risk index grew 1.5% year-over-year in the fourth quarter of 2025, driven by a rise in issues with debt service coverage ratio loans.

More than 40 lenders using FICO Score 10T for nonconforming mortgages; Sierra Mortgage Capital launches new non-qualified mortgage product.

MBS holdings in the retained mortgage portfolios of the GSEs doubled between June 2025 and the end of the year. And that’s before President Trump directed them to buy $200 billion of MBS. (Includes data table.)

Fannie Mae and Freddie Mac appear to be using aggressive pricing at the cash window to boost whole loan purchases, then retaining the most attractive coupons.

SFA asked the IRS to provide additional information on how the new car loan interest deduction rule and reporting requirements apply to auto loan securitizations.

After incurring a huge loss in 2024, Pagaya Technologies booked an $81.4 million profit in 2025.

Loan-on-loan facilities for commercial properties offer lenders more flexibility, financing of larger loans and can be tailored to a specific agreement.

The House approved legislation this week aimed at increasing housing supply. Before the vote, President Trump called for an additional provision that wasn’t included.

Rep. Maxine Waters, D-CA, applauded the House’s effort to pass the Housing for the 21st Century Act, but said one bill isn’t enough to fix the housing affordability crisis.