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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Uniti Enters Residential Fiber ABS Market

February 5, 2026
Emmeline Willey
Uniti Group expanded its involvement in the ABS market with its first transaction backed by residential fiber network assets.
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Ginnie Forges Ahead in AI Applications

February 5, 2026
Emmeline Willey
Ginnie Mae expanded its forays into artificial intelligence in 2025 to support its transition to a loan-level framework.
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Short Takes: Rate Locks Rise in January / SmartRent Reports Weak Q4 / Listing Periods Rise / Ryan Acquires Meritax Advisors

February 5, 2026
Emmeline Willey
Rate-lock volume increased in January because of a weak December.
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AARP Sues HECM Lenders Over Alleged Unlawful Fees

February 5, 2026
Emmeline Willey
AARP filed a class action against Celink and some of its clients, alleging they charged reverse mortgage borrowers onerous fees in violation of state and federal laws.
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As Demand Lags, Homebuyers Snag Discounts

February 5, 2026
Emmeline Willey
More buyers are securing homes for less than asking prices as a buyer’s market persists, even as median list prices creep up.
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Loss-Mitigation Policy Changes Drive Rise in FHA Delinquencies

February 2, 2026
Emmeline Willey
The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.
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MBA Dismisses CHLA Concerns Over Single-File Credit Pulls

January 30, 2026
Emmeline Willey
The Mortgage Bankers Association said a move to a single-file credit system at Fannie and Freddie wouldn’t undermine government lending programs, but might instead encourage them to follow suit.
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FHA Delinquencies Rise to Pandemic Levels

January 30, 2026
Emmeline Willey
The delinquency rate on FHA-insured mortgage loans jumped nearly a percentage point during the fourth quarter of 2025 to surpass the reading at the end of 2020. (Includes four data tables.)
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MBA Joins Push to Revisit FHA Insurance Premiums

January 30, 2026
Emmeline Willey
The Mortgage Bankers Association joined a growing chorus of industry groups calling for FHA to revisit its mortgage insurance premiums following a strong show of the Mutual Mortgage Insurance Fund.
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Ginnie Expands Scope of AI Pilots for Loan-Level Push

January 30, 2026
Emmeline Willey
Ginnie Mae launched pilot applications of artificial intelligence in its operations last year as it works to speed up its transition from pool- to loan-level operations.
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