Trade groups representing lenders want VA to align its appraisal standards with other government agencies and clarify minimum property requirements.

A bill sponsored by Republicans in the House seeks to revise the appraisal process for VA mortgages, and to open the VA program to more condo lending.

The Biden-era rule required new home constructions backed by FHA and USDA loans to meet stricter energy standards. The move is part of the Trump administration’s efforts to increase housing affordability.

Foreclosure starts on FHA-insured loans were up by about 30% across the first six months of the 2026 fiscal year on an annual basis.

Ginnie guides Onity to restructure FoA deal; T&I to exceed some HECM borrowers’ set-asides; FHA applications rise; HUD sets multifamily caps for 2026; advocacy orgs warn of HUD’s attempt to expand data collection.

Ginnie altered its reporting guidelines so issuers wouldn’t have to remove large volumes of delinquent loans from MBS all at once. Goldman Sachs analysts warned that the can has just been kicked down the road.

Most of the provisions in Congress’ bipartisan housing legislation aren’t enough to move the needle for first-time homebuyers, according to Jaret Seiberg, a managing director at TD Securities.

“The only thing that’s on the table for them to do are these two bills,” said TD Securities Managing Director Jaret Seibert.

Recent research revealed how borrowers adjust their usage of buy now, pay later loans before and after a home purchase, but more data are needed to understand how the loans are being used.

The agency will exclude FHA mortgages on trial payment plans when calculating an issuer’s delinquency ratio.