LGY updates accepted reservist documentation; HUD reduces multifamily mortgage insurance premiums; USDA posts shutdown banner; USDA encourages multifamily projects to watch costs.

FHA and VA mortgages tend to have sharply different prepayment rates but they're put together in Ginnie MBS, potentially penalizing FHA borrowers.

The faster prepayment rates on VA loans skew the churn rate of Ginnie Mae multiple-issuer pools, but separating VA loans into their own pools could throw a wrench in the Ginnie MBS market.

The effects of the partial government shutdown could be far-reaching, but agency functions related to mortgage lending appear intact.

The whistleblowers raised concerns about the administration’s efforts to limit HUD’s ability to enforce fair housing and civil rights laws.

Some lending operations will continue as usual, though authority to write new policies under the NFIP expired.

Manufactured housing supply might be due to increase if the Trump administration enacts certain reforms, potentially opening a broadly untapped market for mortgage lenders.

The Federal Reserve could lower mortgage rates more effectively by reinvesting its balance sheet runoff in agency MBS, according to a new proposal from Pacific Investment Management Company.

Proposed changes to servicing rules to discourage foreclosures or require nonbanks to maintain cash buffers could add costs for borrowers, according to a report from the Congressional Research Service.

Servicers can comply with the new policies as of Oct. 1, but the mandatory compliance date was extended to Dec. 30.