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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Lenders Say Misinformation Deterring Borrowers

March 28, 2025
Emmeline Willey
Many potential homebuyers remain unaware that a mortgage can be obtained without providing a 20% downpayment.
Read More

HUD Boots Non-Permanent Residents From FHA

March 27, 2025
Emmeline Willey
Non-permanent U.S. residents are no longer eligible for FHA mortgages, following a policy change announced this week.
Read More

Immigration Policies, Tariffs to Deepen Affordability Crisis

March 27, 2025
Emmeline Willey
Moves by the Trump administration on immigration and tariffs look likely to make housing less affordable.
Read More

Trump Administration Revises Residency Requirements for FHA

March 27, 2025
Emmeline Willey
The change applies to borrowers such as those with work visas.
Read More

Young Latinos Pick Up Homebuying Pace

March 25, 2025
Emmeline Willey
Hispanics are becoming homeowners at a quicker rate than other ethnic or racial groups, and they’re buying at a younger age on average, a trend that looks set to continue.
Read More

HUD OIG Finds Quality Control Concerns at loanDepot, CMG

March 21, 2025
Emmeline Willey
The quality control processes of two FHA lenders affected review sample sizes, risk evaluations and reviews of loans that experience early payment defaults.
Read More

Effects of HUD Staffing Cuts Elusive for FHA Lenders

March 21, 2025
Emmeline Willey
FHA lending looks to be continuing uninterrupted amid recent staff cuts at HUD, though there are concerns about operations and oversight going forward.
Read More

FHA Rescinds Biden-Era Anti-Bias Appraisal Policies

March 21, 2025
Emmeline Willey
FHA walked back appraisal policies introduced during the Biden administration that had aimed to counter the effects of discrimination in property valuations.
Read More

Bill in Congress Would Authorize VA Partial Claim Program

March 21, 2025
Emmeline Willey
The bill would authorize the VA to implement a partial claim program similar to FHA’s program, essentially replacing VASP.
Read More

HUD OIG Faults Carrington, MidFirst on Foreclosures

March 21, 2025
Emmeline Willey
The HUD Office of Inspector General said Carrington and MidFirst improperly set FHA foreclosures in motion for borrowers who were still under review, and ultimately qualified for loss-mitigation options, placing unnecessary hardship on the borrowers and creating risks for HUD.
Read More
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