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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

HUD OIG Warns of Fraud Risks at FHA

February 27, 2026
Emmeline Willey
The Department of Housing and Urban Development’s Office of the Inspector General identified 64 potential fraud schemes FHA hadn’t accounted for in its single-family risk inventory.
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FHA, VA Loans Helping Stretched Borrowers

February 27, 2026
Emmeline Willey
Loans backed by FHA and the Department of Veterans Affairs have captured a larger share of the market in recent years, but the affordability crisis could hit government-insured borrowers harder.
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HUD Staff Levels Slip in Third Quarter

February 27, 2026
Emmeline Willey
Staffing levels at the Department of Housing and Urban Development fell in the third quarter last year, according to a report from the Government Accountability Office.
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Around the Industry

February 27, 2026
Emmeline Willey
HUD, USDA rescind COVID eviction policies; USDA business delinquencies rise; FHA Neighborhood Watch errors; Ginnie revises termination grounds.
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Ginnie Working on Changes to Acknowledgment Agreements

February 27, 2026
Emmeline Willey
Gormley said Ginnie Mae is working with the Mortgage Bankers Association and the Housing Policy Council on the effort.
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Ginnie Mae Eyes Changes to Acknowledgment Agreements

February 26, 2026
Emmeline Willey
The government agency is working with industry trade groups on potential revisions to its issuer acknowledgment agreements.
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Gray Areas Linger in Trigger Lead Reform

February 26, 2026
Emmeline Willey
The law banning trigger leads will make consumers less vulnerable to unsolicited credit offers, but the reforms still need some fine-tuning.
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Borrowers Stressed by Rising Property Taxes and Insurance

February 20, 2026
Emmeline Willey
Servicers have limited means to mitigate continued increases in tax assessments and property insurance premiums that squeeze borrowers.
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Ginnie Loan-Level Initiative to Stretch Beyond 2026

February 19, 2026
Emmeline Willey
Ginnie Mae President Joe Gormley said the agency is making progress on its transition to loan-level processes.
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Borrower Lock-In Easing With Passage of Time

February 19, 2026
Emmeline Willey
Homeowners are beginning to relinquish their COVID-era mortgages.
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