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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Veterans United Seeing Cost Savings With eNotes

May 20, 2026
Emmeline Willey
The lender saves 5 basis points per loan on average using eNotes.
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FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
Read More

MBA Forecasts a More Hawkish Fed

May 18, 2026
Emmeline Willey
The Mortgage Bankers Association adjusted its economic forecast to account for the long-term inflationary effects of war in the Middle East, anticipating a rate hike from the Federal Reserve next year.
Read More

Onity Cuts Size of MSR Deal With FoA on Ginnie Direction

May 14, 2026
Emmeline Willey
Onity revised the terms of its sale of home equity conversion mortgage servicing rights to Finance of America Reverse after receiving feedback from Ginnie Mae.
Read More

American Airlines Secures $1.1 Billion in Aircraft Financing

May 14, 2026
Emmeline Willey
American Airlines generated about $1.1 billion from the sale of enhanced equipment trust certificates. It will use the proceeds to purchase 17 new aircraft and refinance loans on 15 older aircraft.
Read More

Lenders Brace for Spring Homebuying Flop

May 14, 2026
Emmeline Willey
The boost in originations typically seen during the second quarter won’t materialize this year, according to the CEO of Rocket.
Read More

Ginnie Issuance Up Across the Board in April

May 8, 2026
Emmeline Willey
Issuance of loans to Ginnie Mae mortgage-backed securities hit a four-year peak in April, marked by strong refinance volume and rising activity involving loan modifications. (Includes two data tables.)
Read More

High-LTV-Ratio Borrowers Struggle to Compete

May 8, 2026
Emmeline Willey
Young homebuyers using low- to zero-downpayment loans, usually government-insured loans, can’t compete with cash buyers for single-family homes.
Read More

Correspondent Sales Choppy Among Lenders in 2025

May 8, 2026
Emmeline Willey
Many top correspondent sellers of government loans increased sales by the double-digits in 2025 compared to 2024, while top seller Veterans United saw a decline. (Includes data table.)
Read More

Industry Groups Call for VA to Reform Appraisals

May 8, 2026
Emmeline Willey
Trade groups representing lenders want VA to align its appraisal standards with other government agencies and clarify minimum property requirements.
Read More
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