The capital ratio of FHA’s Mutual Mortgage Insurance Fund in the 2025 fiscal year was 11.47%, unchanged from 2024.

Early effects from FHA’s revisions to its loss-mitigation practices have begun to show up in data, although it will still take time for the longer-term impacts to play out.

Proposed legislation to advertise the benefits of VA-backed loans would add costs for lenders without providing substantial benefits to borrowers, said the Mortgage Bankers Association.

FHA waived new language that complicated how partial payments on delinquent mortgages would affect the legal deadline for servicers to proceed with foreclosure.

The House Financial Services Committee voted 50-1 to report out the Housing for the 21st Century Act with amendments.

The Senate confirmed Frank Cassidy and Joe Gormley to lead FHA and Ginnie Mae, respectively.

FHA replaces MCM contractor; VA transitions handbooks to new site; FHA updates Appraiser Roster Management policies.

As of the end of fiscal year 2025, the MMIF's capital reserves were at $188.87 billion.

Despite differing metrics, the average age of first-time homebuyers are in their early-to-mid thirties.

Joe Gormley, Ginnie Mae’s recently confirmed president, informed investors about the agency’s ongoing shift to a system that allows for loan-level transfers of mortgage servicing rights, and its efforts to improve cybersecurity and explore artificial intelligence applications.