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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

American Airlines Secures $1.1 Billion in Aircraft Financing

May 14, 2026
Emmeline Willey
American Airlines generated about $1.1 billion from the sale of enhanced equipment trust certificates. It will use the proceeds to purchase 17 new aircraft and refinance loans on 15 older aircraft.
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Lenders Brace for Spring Homebuying Flop

May 14, 2026
Emmeline Willey
The boost in originations typically seen during the second quarter won’t materialize this year, according to the CEO of Rocket.
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Ginnie Issuance Up Across the Board in April

May 8, 2026
Emmeline Willey
Issuance of loans to Ginnie Mae mortgage-backed securities hit a four-year peak in April, marked by strong refinance volume and rising activity involving loan modifications. (Includes two data tables.)
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High-LTV-Ratio Borrowers Struggle to Compete

May 8, 2026
Emmeline Willey
Young homebuyers using low- to zero-downpayment loans, usually government-insured loans, can’t compete with cash buyers for single-family homes.
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Correspondent Sales Choppy Among Lenders in 2025

May 8, 2026
Emmeline Willey
Many top correspondent sellers of government loans increased sales by the double-digits in 2025 compared to 2024, while top seller Veterans United saw a decline. (Includes data table.)
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Industry Groups Call for VA to Reform Appraisals

May 8, 2026
Emmeline Willey
Trade groups representing lenders want VA to align its appraisal standards with other government agencies and clarify minimum property requirements.
Read More

House Republicans Seek to Modernize VA Program

May 8, 2026
Emmeline Willey
A bill sponsored by Republicans in the House seeks to revise the appraisal process for VA mortgages, and to open the VA program to more condo lending.
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HUD, USDA Roll Back Energy Efficiency Updates

May 8, 2026
Emmeline Willey
The Biden-era rule required new home constructions backed by FHA and USDA loans to meet stricter energy standards. The move is part of the Trump administration’s efforts to increase housing affordability.
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FHA Foreclosures Climb in FY 2026

May 8, 2026
Emmeline Willey
Foreclosure starts on FHA-insured loans were up by about 30% across the first six months of the 2026 fiscal year on an annual basis.
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Around the Industry

May 8, 2026
Emmeline Willey
Ginnie guides Onity to restructure FoA deal; T&I to exceed some HECM borrowers’ set-asides; FHA applications rise; HUD sets multifamily caps for 2026; advocacy orgs warn of HUD’s attempt to expand data collection.
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