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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Court Rules CMBS Case Time-Barred by Special Servicer Location

January 22, 2026
Emmeline Willey

A New York appeals court ruled that Wells Fargo cannot seek legal recourse against UBS over a commercial MBS deal, determining litigation was subject to laws in the state where the special servicer is based.


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HUD Secretary Provides Few Specific Plans at Hearing

January 22, 2026
Emmeline Willey
For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.
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Congress Lays Groundwork to Tackle HUD Funding

January 22, 2026
Emmeline Willey
The appropriations committees in the House and Senate released a final draft of a bill to fund HUD for fiscal year 2026.
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HUD Secretary on Defense at Oversight Hearing

January 22, 2026
Emmeline Willey
Department of Housing and Urban Development Secretary Scott Turner was evasive as members of the House Financial Services Committee asked him to elaborate on his plans and achievements.
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Refis Drive Ginnie MBS Issuance Up in Fourth Quarter

January 21, 2026
Emmeline Willey
VA refi issuance was the highest since the fourth quarter of 2021.
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GSE MBS Purchases Help Boost FHA/VA Lending

January 20, 2026
Emmeline Willey
Mortgage rates declined slightly in the government-insured market after the Trump administration directed Fannie Mae and Freddie Mac to purchase a combined $200 billion in agency mortgage-backed securities.
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Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

January 16, 2026
Emmeline Willey
Ginnie Mae issuance of mortgage-backed securities backed by refinance loans zoomed in the fourth quarter to highs not seen since the pandemic boom. (Includes four data tables.)
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GSE MBS Purchase Effects Ripple to FHA/VA Market

January 16, 2026
Emmeline Willey
Rates eased by a few basis points in government markets after the Trump administration announced Fannie Mae and Freddie Mac would purchase a combined $200 billion in agency mortgage-backed securities, even as the industry awaited more details from the federal government.
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Ginnie Relaxes PIIT Program to Boost Digital Collateral

January 16, 2026
Emmeline Willey
Ginnie Mae will allow electronic promissory notes to be transferred under its co-issuance program as part of its effort to push more lenders into the digital landscape.
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Proposal to Raise VA Mortgage Fees Surfaces in House

January 16, 2026
Emmeline Willey
An amendment floated ahead of a planned markup by the House Committee on Veterans' Affairs would raise the funding fee on most VA home loans. The markup was ultimately postponed.
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