While the bank was a big player in the mortgage market before the financial crisis of 2008, its mortgage business has been limited more recently.

If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.

The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.

The big gains came in high-LTV refinances, which surged to 13.6% of the sample, a 7.05 percentage point increase.

Redwood is adding DSCR, bank statement and P&L loans to its Aspire correspondent platform.

Proposals regarding core mission activities and FHLBank membership won't be finished prior to the start of the Trump administration.

For 2025, analysts at Morningstar DBRS predict modest home sales, modest price appreciation and mortgage rates oscillating around the 6%–7% range.

Medical debt will soon be wiped away from consumer reports under a new rule.

“We can continue to expect [states] to be as active and maybe even more so this time around,” said Kathryn Ryan, a partner at Orrick.

Despite the similarities in results from the scoring models, there are some major differences in how the scores are constructed.