“Everyone else follows us,” said Mat Ishbia, chairman and CEO of United Wholesale Mortgage.

The Trump administration is taking a much more friendly stance on crypto than the Biden administration.

The rescinded AFFH rule had set fair housing obligations for certain recipients of HUD funding.

The government-sponsored enterprise received approval from the Federal Housing Finance Agency in June 2024 to acquire second liens.

Even with the lower margin, UWM boosted its net income, helped by improvements in the value of mortgage servicing rights.

The increase was driven by refinances.

The MBA said Jonathan McKernan’s experience and background working on housing policy make him a strong choice to lead regulatory reforms to reduce compliance costs.

One warehouse veteran sees tough times ahead for some IMBs.

Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.

Earnings reports from 26 publicly traded banks show just over half reported gains in mortgage-banking income from 3Q to 4Q.