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Home » Topics » IMFnews » Originations

Originations
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UWM Fueling Issuance of Non-Agency MBS

September 5, 2025
Brandon Ivey
UWM contributed to three non-agency MBS that started marketing Thursday.
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Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie

September 5, 2025
Brandon Ivey
A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.
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Mortgage-Banking Income Down Slightly at Banks

September 4, 2025
Namrata Bhatia
First Interstate Bank posted the largest loss in the second quarter, spilling $5.5 million of red ink.
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FICO, VantageScore Tout Scoring Superiority

September 4, 2025
Dennis Hollier
VantageScore and FICO offer competing research claiming that their respective scores are better.
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Short Takes: Miran Cites Fed Independence / Radian Boosts Warehouse Funding From Chase / Provident Sending More GSE-Eligible Mortgages to Non-Agency MBS / AGNC Raising Capital

September 4, 2025
Brandon Ivey
Stephen Miran, President Trump’s nominee to fill a vacant governor position at the Federal Reserve, said he intends to preserve the Fed’s independence if confirmed for the position.
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FHLBank Profits Slip in 2Q Even With Boost in Advances

September 3, 2025
Dennis Hollier
Only two of the 11 regional banks saw a sequential increase in profits in the second quarter.
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Short Takes: Purchase-Mortgage Demand Cools / Rate Cut a Marketing Opportunity / PennyMac Launches Non-QM Offerings / Number of Homeowner Households Declines

September 3, 2025
Brandon Ivey
Demand for purchase mortgages declined last week even as interest rates on mortgages moved down.
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Trump Considering Declaring National Housing Emergency

September 2, 2025
Brandon Ivey
The national emergency declaration would allow the administration to use extraordinary powers to address high home prices and limited housing supply.
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Short Takes: Tariffs and Interest Rates / Figure IPO Could Raise Around $500 Million / Bank Launches Non-QM Offerings in Wholesale Channel / NYMT Rebrands to Adamas Trust

September 2, 2025
Brandon Ivey
Analysts at Mortgage Capital Trading said the 10-year was up Tuesday due to a court ruling Aug. 29 determining that the Trump administration’s use of emergency powers to implement tariffs was illegal.
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Homebuyers Need Larger-Than-Expected Rate Drop to Refi

August 29, 2025
James Dohnert
A half-point drop in rates won't generate enough savings to cover the cost of a new loan, Neighbors Bank says.
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Latest Imf News

  • Retail Channel’s Share of Originations Increases in 2Q

  • FHA to Allow VS4, FICO 10T at Beginning of 2027

  • HPC Working on Data Repository for Mortgages

  • Interest Rates Hit Another High for the Year

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

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