One warehouse veteran sees tough times ahead for some IMBs.

Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.

Earnings reports from 26 publicly traded banks show just over half reported gains in mortgage-banking income from 3Q to 4Q.

Onity's profits nearly doubled in 2024 despite losses in the fourth quarter.

One in three homebuyers are using artificial intelligence tools at some point during the process.

Mr. Cooper originated $9.3 billion of residential loans in the fourth quarter, a 37% sequential improvement.

Investor loan origination volume bucked seasonal trends in December, prompting optimism for 2025.

The loan can be underwritten using Bitcoin or Ethereum as collateral.

Some have suggested that WaFd may be for sale and closed its mortgage unit in an effort to simplify its balance sheet.

Before he left the bureau, former CFPB Director Rohit Chopra issued guidance for states about enforcing regulation of unfair, deceptive or abusive acts or practices.