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Home » Topics » IMFnews » Originations

Originations
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Nonconforming Share of Originations Hits 20.9% in 2025

February 27, 2026
Brandon Ivey
Some $401.0 billion of nonconforming mortgages were originated in 2025.
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Rocket Returns to Profitability in Fourth Quarter

February 27, 2026
Brandon Ivey
"We structurally doubled the capacity of every production team member through technology," said Varun Krishna, CEO and director of Rocket Companies.
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Short Takes: Senate Close to Vote on Housing Bill / Originations Rising at Rocket / Few Concerns About Banks / Meeting With Pulte Next Week

February 27, 2026
Brandon Ivey
The Senate is poised to vote on legislation aimed at addressing housing affordability.
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UWM’s Stock Price Falters After Strong 4Q Earnings

February 26, 2026
Brandon Ivey
United Wholesale Mortgage’s share price declined by nearly 9% Wednesday.
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Homebuilder Hovnanian Sees Shift in Incentive Usage

February 26, 2026
Brandon Ivey
Incentives offered by Hovnanian Enterprises for home purchases appear to be levelling off.
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Oregon-Based Bank to Stop Offering Mortgages

February 26, 2026
Brandon Ivey
Ryan Dempster, president and CEO of Willamette Valley Bank, cited competition and elevated interest rates as factors that drove the bank away from mortgage lending.
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Short Takes: Delinquencies Decline / Affordability Measure Declines for First Time in 7 Months / Fairway to Launch Insurance Agency / Income Rises at Cherry Hill

February 26, 2026
Brandon Ivey
The total delinquency rate declined by 3 basis points on a monthly basis to 3.65% as of the end of January, according to Intercontinental Exchange.
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UWM Posts Major Increase in Income in Fourth Quarter

February 25, 2026
Brandon Ivey
The spike in income compared with the third quarter was largely due to changes in the value of mortgage servicing rights.
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GSE MBS Purchases Cloud Outlook for Conservatorship

February 25, 2026
James Dohnert
Experts speaking at SFVegas this week think the White House's interest in removing the GSEs from conservatorship could be dwindling.
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Short Takes: No New Housing Proposals From Trump / Applications Level / ‘Real’ Home Prices Negative / Optimal Blue Creates Virtual Economist

February 25, 2026
Brandon Ivey
“Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house,” President Trump said.
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Latest Imf News

  • First-Lien Originations Decline by 16% in Third Quarter

  • Income Spikes at Rocket in Third Quarter, Helped by Servicing

  • Redwood Issuing Private Non-Agency MBS, No AAA Ratings

  • Pennymac Sees Loss on Production in 3Q; Servicing Profits

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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