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Home » Topics » IMFnews » Originations

Originations
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Better Turns to Stablecoin for Warehouse Funding Alternative

February 24, 2026
Brandon Ivey
Framework Ventures operates a decentralized finance ecosystem known as Sky, which links stablecoins with various types of assets.
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Short Takes: Home Prices Tick Up / Chase Offering Rate Discount / Bed Bath & Beyond Getting Into Mortgages / Bayview Stocks GSE-Eligible Mortgages in Non-Agency MBS

February 24, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly basis in December, according to the Federal Housing Finance Agency.
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Bank Mortgage-Banking Earnings Slip in Fourth Quarter

February 23, 2026
Brandon Ivey
The fourth-quarter total was skewed by Capital One, which reported $484.8 million in mortgage-banking income in the quarter.
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Industry Participants Have Pulte’s Ear in First Year at FHFA

February 23, 2026
Dennis Hollier
By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders.
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Risks Seen in Potential Shift From Tri-Merge Process

February 23, 2026
Brandon Ivey
Using a single score or bi-merge increases the uncertainty in assessing borrower risk, with direct implications for loan pricing and underwriting decisions, according to a study by Andrew Davidson & Co.
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Short Takes: Expanded-Credit MBS From Redwood / MSRs on Offer / Rate Launches Crypto Option / Sales of New Homes Increase

February 23, 2026
Brandon Ivey
Redwood Trust is set to issue its first expanded-credit MBS from its Aspire shelf.
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Refis Push Primary MI Volume Up in Fourth Quarter

February 20, 2026
John Bancroft
Private MIs and the two major government programs provided primary coverage on $74.80 billion of refinance loans, more than double the volume in the third quarter.
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Interest Rates on Mortgages Fall to Lowest Level Since 2022

February 20, 2026
Brandon Ivey
The average interest rate for a 30-year fixed-rate mortgage declined by 8 basis points on a weekly basis and hit its lowest level since September 2022.
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Opendoor to Offer Mortgages for Homebuyers

February 20, 2026
Brandon Ivey
Opendoor is looking to mortgages to improve profitability after taking a $1.1 billion loss in the fourth quarter of 2025.
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Short Takes: Potential for Rate Cut Takes a Hit / Radian Closer to Selling Ancillary Units / Pending Home Sales Slump / Risk of a Recession Declines

February 20, 2026
Brandon Ivey
Recent inflation trends along with the strong jobs report for January “suggest the lower likelihood of a rate cut” at the next Federal Open Market Committee meeting, according to Joel Kan, a vice president and deputy chief economist at the Mortgage Bankers Association.
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Latest Imf News

  • First-Lien Originations Decline by 16% in Third Quarter

  • Income Spikes at Rocket in Third Quarter, Helped by Servicing

  • Redwood Issuing Private Non-Agency MBS, No AAA Ratings

  • Pennymac Sees Loss on Production in 3Q; Servicing Profits

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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