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Home » Topics » IMFnews » Originations

Originations
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Correspondent Channel Gains Share in FHA/VA Lending

March 31, 2026
Emmeline Willey
The correspondent channel accounted for 38.0% of government-insured originations in 2025, up from a 34.5% share in 2024.
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Lennar Defends Business Model Amid Stock Slide

March 31, 2026
Brandon Ivey
The homebuilder defended its “land-light” and “volume-prioritized” strategy.
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Losses Increase at Beeline in Fourth Quarter

March 31, 2026
Brandon Ivey
The lender took an $8.4 million loss in the fourth quarter of 2025, more than double the loss it posted in the previous quarter.
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Short Takes: Home Price Appreciation Slows / Cornerstone’s Servicer Ratings Upgraded / Better Boosts Warehouse Facility / RHS Proposes Allowing ADU Financing

March 31, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly basis in January, according to the Federal Housing Finance Agency.
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Home Affordability Higher Than Average in Most Counties

March 30, 2026
James Dohnert
Homes were less affordable than historical averages in 97% of counties in the first quarter of 2026, according to a recent report by ATTOM.
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Home Equity Loan Originations Increase by 25% on Annual Basis

March 27, 2026
Brandon Ivey
Some $279.0 billion of home equity loans were originated in 2025.
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VA Open to Reducing Appraisal Standards

March 27, 2026
Emmeline Willey
Patrick Zondervan, executive director of the VA Loan Guaranty Service, said the agency was “absolutely willing” to examine its appraiser requirements.
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Two Harbors Drops UWM Plan, Switches to CrossCountry

March 27, 2026
Brandon Ivey
As part of the agreement, CrossCountry paid $25.4 million to United Wholesale Mortgage, a termination fee to end the acquisition agreement UWM had with Two Harbors.
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GSE Completes Pilot Securitization With VantageScore

March 27, 2026
Dennis Hollier
Loans backing the securitization included both VantageScore 4.0 and Classic FICO.
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Short Takes: Non-QM Impairments Rise / Expanded-Credit MBS Issuance Perks Up / Wells Transferring Some Non-Agency Servicing / UWM ARMs in Jumbo MBS From Chase

March 27, 2026
Brandon Ivey
Nine expanded-credit MBS deals hit the market this week. The number the week before: one.
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