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Home » Topics » IMFnews » Originations

Originations
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CFPB Poised to Resume Exam Activity

October 14, 2025
Shannon Clark
Andrew Glass, a partner at the law firm of Nixon Peabody, said he believes the bureau took some time when it put its activities on pause near the beginning of the Trump administration to “think about the scope of the institutions that it wanted to examine.”
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FoA Turns to Better for Traditional Home Equity Lending

October 14, 2025
Brandon Ivey
FoA will offer the home equity loans through Better’s Tinman platform, a first for the lender, which has focused on reverse mortgages.
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Short Takes: Experian Offering VantageScore Free With Bundle / Angelo Gordon’s Expanded-Credit MBS Issuance Slowing / New Intent Index / LendingTree Founder Dies in ATV Accident

October 14, 2025
Brandon Ivey
Experian joined Equifax in offering free VantageScore 4.0 scores to mortgage lenders that buy certain score bundles.
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Small Investors Turning to Nonbanks for Real Estate Financing

October 13, 2025
James Dohnert
Tighter underwriting standards at depositories are driving investors to seek funding from nonbanks at an increasing rate, according to Charles Goodwin, a vice president at Kiavi, a fix-and-flip lender.
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Many Lenders Starting Slow With AI Adoption

October 10, 2025
Brandon Ivey
While AI use appears to be the norm in the mortgage industry, many lenders said they're hesitant to lean on the technology for originations.
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Fannie Tweaks Rental Income Rules

October 9, 2025
Dennis Hollier
Policy changes at the mortgage giant should make it easier for borrowers to purchase properties with ADUs.
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Single-Family MBS Issuance Lags Other Sectors in 3Q

October 8, 2025
John Bancroft
Issuance of commercial MBS and non-mortgage ABS increased at a faster pace during the third quarter than issuance of residential MBS.
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Equifax Offers Free VantageScore 4.0 for FICO Users

October 8, 2025
Brandon Ivey
Equifax is taking actions to increase adoption of VantageScore 4.0.
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Kashkari Cautions Mortgage Rates Might Not Follow Fed

October 8, 2025
Brandon Ivey
Kashkari cited data centers as an investment that appears to be offering stronger returns to investors rather than building homes or apartment buildings.
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Short Takes: McKernan Confirmed at Treasury / Shuffle Involving GSE Board Member / Home Prices Decline Again

October 8, 2025
Brandon Ivey
McKernan is expected to play a major role in efforts to reform the government-sponsored enterprises.
Read More
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