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Home » Topics » IMFnews » Originations

Originations
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FHLBanks Call for Basel III Changes

June 29, 2026
Dennis Hollier
Council of the Federal Home Loan Banks CEO Ryan Donovan recommended several revisions to the latest Basel III Endgame proposal in a comment letter to regulators.
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Fitch Lowers Housing Forecasts

June 29, 2026
James Dohnert
The rating agency still expects home prices to rise this year but at a slower pace than in 2025.
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Short Takes: Homeowners Overpaying for Mortgage / House Hunters Looking to Relocate / reAlpha Launches Flat-Fee LO Comp Model / Truss Offers HELOC for Self-Employed Borrowers

June 29, 2026
James Dohnert
Borrowers aren't shopping for the best rate.
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Rocket Leads Home Equity Lenders in 1Q, a First for a Nonbank

June 26, 2026
Brandon Ivey
Rocket and a number of other nonbanks have added home equity loans to their product offerings in recent years after refinance activity slowed.
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Freddie Mac’s Investment Portfolio Shrinks in May

June 26, 2026
Brandon Ivey
The GSE’s investment portfolio stood at $137.22 billion, down 3.2% from April.
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MBS Participants Want Changes to Basel Re-Proposal

June 26, 2026
Brandon Ivey
The Structured Finance Association submitted extensive feedback on the re-proposal. SFA's comments received an endorsement from a coalition of trade groups representing a broad variety of banks.
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Short Takes: Delinquencies Rise on Securitized Non-QMs / The Sunday Factor in Delinquencies / Community Bank Expands Agreement With NCRC

June 26, 2026
Brandon Ivey
Most of the increase in the impairment rate in May was from delinquencies.
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Housing Bill Hits Another Hurdle as Trump Balks

June 25, 2026
Brandon Ivey
Sen. Elizabeth Warren, D-MA, one of the lead negotiators of the bill, guaranteed that it will eventually become law.
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ARM Originations Decline in First Quarter

June 25, 2026
Abby Zimmardi
The ARM share of first-lien originations also declined somewhat, as interest rate trends in the first two months of the first quarter made fixed-rate mortgages somewhat more attractive than ARMs.
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Listings of Homes for Sale Decline as Summer Starts

June 25, 2026
Brandon Ivey
The number of new listings last week hit the lowest level since February.
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Latest Imf News

  • Freddie Adds to MBS Holdings in September, Loans Decline

  • Delinquencies on Securitized Non-QMs Bounce Back Up

  • Former FHA Commissioner Cites Delinquency Risk for Holding MIP

  • Fitch Considers Rating Adjustments for New Credit Score Models

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

  • Agency Channel Analysis: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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