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Home » Topics » IMFnews » Originations

Originations
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At Its Annual Convention MBA Sees Stronger Volumes for 2026. However…

October 20, 2025
James Dohnert
The risk of growing budget deficits and elevated inflation expectations will keep longer term rates from falling further, MBA believes.
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Servicing Values Prompt Spike in Mortgage-Banking Income at Huntington Bank

October 17, 2025
Brandon Ivey
The Ohio-based bank had $43 million in mortgage-banking income in the third quarter, up 54% from the second quarter.
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Agency MBS Investors Grappling With High Prepayment Rates

October 17, 2025
Brandon Ivey
The prepayment rate on agency MBS reached the highest level in 11 months in September, with another increase expected in October.
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TransUnion Joins in Offering Free VantageScore 4.0 to FICO Users

October 17, 2025
Brandon Ivey
Equifax and Experian made similar moves recently.
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Short Takes: Home Price Appreciation Slows Again / Sales of New Homes Down / Homebuilder Confidence Improves

October 17, 2025
Brandon Ivey
Home prices have ticked down on an annual basis for 10 consecutive months.
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U.S. Bank Increases Originations, Mortgage Revenue in Third Quarter

October 16, 2025
Brandon Ivey
Both originations and mortgage revenue increased at U.S. Bank in the third quarter.
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Characteristics of GSE Deliveries Diverge in Third Quarter

October 16, 2025
Namrata Bhatia
Underwriting for purchase mortgages remained strong while standards for refis loosened somewhat among deliveries to the GSEs in the third quarter.
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Housing Emergency Declaration Might Not Do Much for Mortgages

October 16, 2025
Brandon Ivey
"We’re not counting on ultimately a big lift in our mortgage business," said Bruce Van Saun, chairman and CEO of Citizens Financial Group.
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Mortgage Lending Ticks Up at BofA in 3Q, Slows Elsewhere

October 15, 2025
Brandon Ivey
While Bank of America managed to increase mortgage production in the third quarter, lending was down at Citizens Financial and PNC Financial.
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Large Nonbanks Lose Some Share in 3Q GSE Business

October 15, 2025
Dennis Hollier
Market share of GSE business from large nonbanks fell from 56.1% for deliveries in the second quarter of 2025 to 53.8% in the third quarter.
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