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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Applications Increase / Existing Home Sales Slightly Above 2025 Level / Locks for Mortgages / Wealthfront Enters California

August 12, 2026
Brandon Ivey
Demand for both purchase mortgages and refinances increased last week, helped by a slight decline in interest rates for mortgages.
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Agency MBS Issuance Down for Third Consecutive Month in July

August 11, 2026
John Bancroft
The refi share of agency MBS issuance slid to 24.1% in July after accounting for 45.1% in March.
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Consumer Advocates Oppose CRA Proposal From FDIC, OCC

August 11, 2026
Shannon Clark
Rise Economy successfully sued to stop the OCC’s 2020 CRA final rule from being implemented.
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Short Takes: UWM Sues Two Harbors / Lenders Expanding Product Offerings as Interest Rates Rise / Nations Lending Offering Insurance / Adamas Increases Dividend

August 11, 2026
Brandon Ivey
UWM alleges that Two Harbors’ management “embarked on a stealth mission of subversion, calculated inaction and outright lies designed to kill the UWM merger.”
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Fitch Downgrades Corporate Rating on UWM to B+

August 10, 2026
Brandon Ivey
The rating service is treating the $1.65 billion of equity provided by Oaktree Capital Management and the Ishbia family as debt for UWM rather than as equity.
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Short Takes: CCM Markets MBS of CES / Achieve Issues HELOC MBS / Homes Going Under Contract Experience Steep Decline/ Mortgage Fraud Risk Rises

August 10, 2026
James Dohnert
CrossCountry Mortgage's latest deal is comprised of closed-end seconds from Button Finance and CCM.
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Income Declines at Rocket After Slow Spring Homebuying Season

August 7, 2026
James Dohnert
Profits declined by 22.8% from the first to the second quarter.
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MBS Investors Call for Changes With GSEs’ Credit Score Framework

August 7, 2026
Dennis Hollier
“Agency MBS investors continue to express a desire for additional loan-level data,” SFA wrote to FHFA regarding disclosures of credit scores used for originating mortgages.
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Weak Jobs Report Could Delay Rate Hike by Fed

August 7, 2026
Brandon Ivey
The July employment data might provide “a little breathing room” for the Fed as it considers its next policy move, according to Joel Kan, a vice president and deputy chief economist at the Mortgage Bankers Association.
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Short Takes: Planet Adding LOs / Better’s Interim CEO Ties Pay to Performance / Beazer Homes to Be Acquired / Losses Shrink at Blend

August 7, 2026
Brandon Ivey
Planet Home Lending increased its retail loan originator count by 12% during the second quarter of 2026.
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