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Inside Mortgage Trends
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Court Rules No Refund on Voluntary PMI Cancellation

July 18, 2025
Emmeline Willey
A U.S. appeals court ruled that a borrower is not entitled to a refund of prepaid private mortgage insurance if voluntarily canceled before the statutory termination.
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Young People Relying on Family for Downpayment

July 18, 2025
Abby Zimmardi
A Redfin survey found that almost 25% of recent young homebuyers used family money to fund their downpayment.
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Grapevine: MISMO Floats AI Glossary; IT Services for Lenders

July 18, 2025
Namrata Bhatia
The Mortgage Industry Standards Maintenance Organization has published a glossary of artificial intelligence terms and definitions.
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Purchase-Mortgage Volume Strong at FHA, VA in 2Q

July 3, 2025
Brandon Ivey
FHA and VA purchase-mortgage volume increased by nearly 30% in the second quarter of 2025 compared with the previous quarter. GSE mortgages with private MI and agency purchase mortgages without primary MI lagged behind. (Includes two data tables.)
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Pulte Order Adds Crypto to the Mortgage Equation

July 3, 2025
Dennis Hollier
The FHFA director last week directed Fannie Mae and Freddie Mac to figure out how to use cryptocurrency in the mortgage underwriting process.
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Mortgage Tech Platform Pauses as Investors Bail

July 3, 2025
Emmeline Willey
RealKey, an automated loan processing platform, paused operations at the end of May. The startup’s CEO said the investment community has shied away from the mortgage tech space.
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Lenders Putting Greater Emphasis on Servicing

July 3, 2025
Abby Zimmardi
Mortgage servicing is becoming more valuable as lenders look for ways to boost originations.
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Federal Reserve Officials Grapple With Housing Supply

July 3, 2025
Abby Zimmardi
Leaders from some of the regional Federal Reserve banks discussed the lack of housing supply and how they are addressing challenges to find solutions.
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Housing Affordability Crisis Persists, Researchers Say

July 3, 2025
Emmeline Willey
The gap between wages and homeownership costs widened in the second quarter of 2025, although it showed signs of stabilization on an annual basis.
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Robinhood Partners With Lender for Mortgage Perk

July 3, 2025
Shannon Clark
The stock trading app has partnered with Sage Home Loans to offer discounted mortgage rates and benefits to Robinhood Gold annual subscribers.
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Latest Imf News

  • Housing Executive Order Less Expansive Than Hoped For

  • GSE Primary MI Volume Up in 3Q, FHA Slips

  • Profits Skyrocket at Rithm’s Mortgage Unit in 3Q, Helped by Servicing

  • UWM Selling Large Chunk of Servicing During Fourth Quarter

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Channel Analysis: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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