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Inside Mortgage Trends
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Lenders Advised to Protect Against Employee Poaching

November 15, 2024
Shannon Clark
With productive loan originators at a premium, there are strategies lenders can implement to protect themselves from poaching.
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Borrowers Turn to Advisory-Focused Lenders for Guidance

November 15, 2024
James Dohnert
A more challenging housing market has led more homebuyers to seek guidance from loan officers, according to a new J.D. Power survey.
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Blend Labs Hits Financial Milestone in 3Q

November 15, 2024
James Dohnert
Officials at Blend are optimistic the mortgage technology provider will reach its goal of sustained profitability in the fourth quarter.
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Grapevine: More Homeowners Staying Put; Gains From eClosing

November 15, 2024
Brandon Ivey
Lock-in persists; eClosing found to provide pricing gains; home sales expected to increase; LOs shy away from AI; credit card offers rewards points for mortgage payments; steady profits for LendingTree from lead business.
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Mr. Cooper Leans on Tech to Improve Servicing Efficiency

November 1, 2024
Brandon Ivey
Investments in technology are helping Mr. Cooper reduce its servicing costs and allowing the industry’s largest servicer to place competitive bids on servicing portfolios.
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Mortgage Lenders Find Value In Simplifying Closing Costs

November 1, 2024
Shannon Clark
Fannie Mae found that most mortgage lenders think it would be valuable to simplify and standardize closing cost line-item descriptions.
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Servicing Borrowers Okay With Chat Technology

November 1, 2024
James Dohnert
A new study from J.D. Power showed that mortgage servicers could better meet customer demands by implementing online chat and AI technologies into their workflows.
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Grapevine: Mortgage Industry All In on AI, Borrowers Have Concerns

November 1, 2024
Brandon Ivey
Lenders, servicers and tech vendors are touting their latest products that include AI; many borrowers don’t appear to be ready to embrace AI in the mortgage process; and a handful of non-AI announcements.
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Outsourcing Providers Pitch Their Services as Originations Increase

October 18, 2024
James Dohnert
Outsourcing mortgage fulfillment services could be a cost-effective way for originators to increase volume without significantly adding staff.
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Quality Control Defects on GSE Loans Have Evolved

October 18, 2024
Dennis Hollier
Six of the top 10 significant defects in loans acquired by Fannie Mae in the first quarter of this year weren’t on the list in the last quarter of 2023. Income calculation, though remained at the top of the list.
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Latest Imf News

  • Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

  • Average Home Sale Price at KB Home Drops to 2023 Level

  • Ginnie to Align Liquidation Reporting With GSE Standards

  • Non-QM Lenders Tapping AI to Automate Underwriting

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Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

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Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

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