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Inside Mortgage Trends
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Borrowers Want Digital Closings Despite Lender Apprehension

October 2, 2026
James Dohnert
Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink.
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Fed Governor Lauds Public-Private Affordability Work

October 2, 2026
Emmeline Willey
Public-private partnerships are necessary to improve housing affordability, according to Fed Governor Michael Barr.
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Note-on-Note Financing for Construction Loans Gains Traction

October 2, 2026
Abby Zimmardi
The financing structure for apartment developments offers banks favorable capital treatment and strong returns.
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HouseCanary Turns to Bankruptcy to Continue Operating

October 2, 2026
Emmeline Willey
The real estate analytics and brokerage company filed for bankruptcy protection in an effort to keep its operations afloat and halt foreclosure.
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Lenders Seek Changes to AI Oversight in Colorado

September 18, 2026
Shannon Clark
Lenders are pushing for changes to a Colorado rule that will create new obligations for developers and deployers of automated decision-making technology that materially influences consequential decisions.
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Retail Production, Sales by Banks Increase in 2Q

September 18, 2026
Brandon Ivey
Mortgage originations through banks’ retail channel increased by 17.2% from the first quarter to the second. Mortgage sale activity was also up, by 6.7%. (Includes two data tables.)
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Opendoor Enters Mortgage Space

September 18, 2026
James Dohnert
The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix.
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MSR Owners Lose Margin by Dozing on Subservicer

September 18, 2026
Emmeline Willey
MSR owners risk paying for fees they’re not responsible for and potentially overpaying for contracts if they don’t regularly review subservicer invoices, said Steve Stone, managing director at consultancy Garrett, McAuley and Co.
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Atlas VMS Acquires CloseClear.ai to Tackle Buyback Risk

September 18, 2026
James Dohnert
CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed.
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Insurance Rate Increases Begin to Slow

September 18, 2026
Abby Zimmardi
Homeownership remains a priority even as potential homebuyers face elevated interest rates.
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Latest Imf News

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Featured Data

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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