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Mortgage Repurchases by Banks Drop in First Quarter

June 12, 2026
Brandon Ivey
Repurchases were down nearly 20% compared with the fourth quarter of 2025. Reserves for repurchases also declined. (Includes one data table.)
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Denial Rates Spike for DTI Ratios Around 50%

June 12, 2026
Emmeline Willey
Mortgage denial rates increase significantly for applicants with debt-to-income ratios above 50%, according to researchers at the Federal Reserve Bank of St. Louis.
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Primary MI Volume Falls in 1Q; FHA Boosts Refi Share

May 29, 2026
Namrata Bhatia
The volume of loans with primary insurance coverage flowing into agency mortgage-backed securities declined during the first quarter of 2026. FHA refinances in agency MBS issuance were up 8.0%. (Includes two data tables.)
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Banks’ Servicing Valuations Strengthen in First Quarter

May 29, 2026
Namrata Bhatia
Banks and thrifts decreased the amount of mortgage servicing they handle for other entities in the first quarter. Meanwhile, valuations for the servicing asset increased for the third straight quarter. (Includes data table.)
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GO Mortgage to Compete in Wholesale Channel Using AI

May 29, 2026
James Dohnert
Florida-based GO Mortgage believes its mix of strong technology and personal touch will differentiate the lender from giants in the wholesale channel.
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Denial Rate for Conforming Mortgages Declines in 2025

May 29, 2026
Namrata Bhatia
Denial rates declined slightly last year even as more applicants flocked to get a mortgage. (Includes data table.)
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IBM Vice Chair Issues Dire Warning on Cybersecurity

May 29, 2026
Emmeline Willey
The former chief economic adviser to President Trump believes evolving AI capabilities and quantum computing present an enormous threat to many businesses’ cybersecurity measures.
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Insurance Market Stabilizing After Years of Price Hikes

May 29, 2026
James Dohnert
Homeowners insurance premiums increased by 9.16% on an annual basis in 2025, after increasing by double digits each year between 2019 and 2024.
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Real Estate Investor Sentiment Falls to New Low

May 18, 2026
Abby Zimmardi
Real estate investor sentiment plummeted in the first quarter of 2026 to the lowest level in the 11-quarter history of the survey, according to a recent survey from RCN Capital.
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Servicers Offer Candid View on Benefits of AI

May 15, 2026
Brandon Ivey
AI won’t necessarily reduce costs for servicers, but the technology can improve processes and borrower retention, according to industry participants.
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