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Inside Mortgage Trends
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UWM Leverages AI to Identify Refi Candidates

September 20, 2024
James Dohnert
United Wholesale Mortgage has introduced a new AI-based platform to help its brokers recapture borrowers with a refinance.
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Offshore Outsourcing May Help Alleviate Production Overhead

September 20, 2024
James Dohnert
Outsourcing underwriting tasks to offshore contractors can help reduce production costs for mortgage lenders, according to an executive at Verity Global Solutions.
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Counselors Play a Role in DPA Policy, Homeownership Gap

September 20, 2024
Monica Hogan
Housing counselors can play a critical role in addressing racial gaps in homeownership, according to speakers at a HUD conference.
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Counselors Encouraged to Embrace Fee-for-Service

September 20, 2024
Monica Hogan
Housing counseling agencies should partner with lenders, nonprofits and government housing agencies to develop fee-for-service models to tap additional funding, according to industry experts.
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Grapevine: Rate Cut Brings Opportunities; Borrowers Frustrated

September 20, 2024
Brandon Ivey
Lower interest rates bring refi opportunities; borrowers experience frustration at closing; improvements at Provident Funding Associates; Spanish translation efforts; tech firm acquires mortgage brokerage.
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Gain in Production Income Offsets 2Q24 Servicing Drag

September 6, 2024
John Bancroft
Improving efficiency played a big role in boosting mortgage-banking profits in the second quarter as gain-on-sale margins narrowed while servicing took a hit on net MSR valuation. (Includes data table.)
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Implementing AI in the Mortgage Space

September 6, 2024
Dennis Hollier
One reason companies should formally adopt generative AI is that three-quarters of employees say they already use ChatGPT or one of its competitors in the workplace.
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MISMO Simplifies Standards Implementation

September 6, 2024
Dennis Hollier
The introduction of MISMO Link should democratize the creation and implementation of standards and processes even among those that aren’t MISMO standards experts.
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AI, Automation Can Help Lenders Reach Digital Native Borrowers

September 6, 2024
James Dohnert
Mark Cunningham, CEO at TRAiNED, believes new technologies can be leveraged to better reach so-called digital native homebuyers.
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CBO Suggests Larger Role for Government in Disaster Insurance

September 6, 2024
Monica Hogan
The federal government should expand its role in the disaster insurance market to help increase availability, the Congressional Budget Office suggested in a new paper.
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