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Inside Mortgage Trends
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Housing Affordability Crisis Persists, Researchers Say

July 3, 2025
Emmeline Willey
The gap between wages and homeownership costs widened in the second quarter of 2025, although it showed signs of stabilization on an annual basis.
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Robinhood Partners With Lender for Mortgage Perk

July 3, 2025
Shannon Clark
The stock trading app has partnered with Sage Home Loans to offer discounted mortgage rates and benefits to Robinhood Gold annual subscribers.
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HUD Counseling Services Save Lenders Time, Money

June 20, 2025
Emmeline Willey
HUD housing counseling services help streamline the application process for borrowers, saving originators time and money, panelists said last week at MISMO’s spring summit in Boston.
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Correspondent Non-QM Lenders Tout Benefits of Channel

June 20, 2025
Abby Zimmardi
Officials that operate non-QM correspondent platforms suggest that mortgage brokers can see success by shifting channels.
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Zillow Working to Integrate Services for Homebuyers

June 20, 2025
Brandon Ivey
Zillow’s “enhanced markets” strategy pairs high-performing real estate agents with loan originators from Zillow’s mortgage unit. The effort helped Zillow double its originations on an annual basis in 2024.
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Republicans Seek to Offload Federal Land for Housing

June 20, 2025
Emmeline Willey
A provision in the Senate’s tax and spending bill would require the government to sell some federal land for residential housing development.
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Data Privacy, Automation Help Minority Borrowers

June 20, 2025
Dennis Hollier
In states with data privacy laws, the mortgage-denial gap between minority and non-minority mortgage borrowers is 3% lower than in states without the privacy laws, according to researchers.
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Ruling Creates Potential Work-Product Doctrine Challenges

June 9, 2025
Shannon Clark
A ruling by a district court on a cybersecurity incident at Lakeview Loan Servicing could create challenges for other financial entities under the work-product doctrine.
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First Quarter Yields Mixed Bag of Lower Mortgage Profits

June 6, 2025
John Bancroft
Income from production and servicing fell in the first quarter, but not by as much as origination volume. The MBA reported fewer firms were profitable than in the previous period. (Includes data tables.)
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CrossCountry Loses Appeal in Age Discrimination Lawsuit

June 6, 2025
Shannon Clark
A 65-year-old senior accountant at CCM was told that the lender was shifting to a new business model and her job was being eliminated. However, the employee claimed she was fired due to her age.
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Latest Imf News

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