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Commission Changes Causing Confusion During Home Sales

December 13, 2024
James Dohnert
In a recent survey, real estate agents told HomeLight that changes to their commission structure has caused confusion for their clients and added new hurdles to the homebuying process.
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Servicers Improve Borrower Outreach, Eyeing ROI

November 27, 2024
Brandon Ivey
Investments in customer service can help both borrowers and servicers, according to industry participants. Servicers are using AI and other tech to help borrowers and potentially generate recapture business.
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Digital Mortgage Originations Seen as Way to Cut Costs

November 27, 2024
Shannon Clark
Digitization will speed up the lending process and can lead to lower interest rates for borrowers, according to Anne Canfield, partner at The Majority Group.
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Analysts Brace for Changes From Trump Administration

November 27, 2024
Monica Hogan
Housing experts ponder how the Trump administration will impact lenders and the housing market.
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Lenders Can Do More to Address Climate Risk

November 27, 2024
Monica Hogan
Climate scenario analysis can help lenders and servicers adapt to the increasing incidence of disasters and make their portfolios more resilient, according to a new paper by ClimateX.
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Grapevine: Loan Limits to Increase 5.2%; Rejection Rate Up

November 27, 2024
Brandon Ivey
FHFA announces 2025 conforming loan limits; rejection rate for refis hits survey high; home sales projected to increase; split in home price trends based on location; signs of stabilization for property insurance.
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Housing Affordability Policy to Change Post Trump Win

November 15, 2024
Monica Hogan
The mortgage finance and housing communities are hopeful of strong housing affordability policies from a second Trump term, but expect the approach to differ from efforts under the Biden administration.
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AI Raises Compliance and Transparency Concerns for Lenders

November 15, 2024
Dennis Hollier
Regulators warn that there is no exemption in fair lending laws for advanced technology.
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Lenders Advised to Protect Against Employee Poaching

November 15, 2024
Shannon Clark
With productive loan originators at a premium, there are strategies lenders can implement to protect themselves from poaching.
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Borrowers Turn to Advisory-Focused Lenders for Guidance

November 15, 2024
James Dohnert
A more challenging housing market has led more homebuyers to seek guidance from loan officers, according to a new J.D. Power survey.
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