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Inside Mortgage Trends
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Realfinity Looks to Expand Mortgage Platform

January 31, 2025
James Dohnert
The company wants to help real estate agents become mortgage brokers and close loans with less overhead costs.
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Lenders Seek More Programs for Gig-Economy Workers

January 31, 2025
James Dohnert
Loan originators want to see guidelines expanded for borrowers with variable sources of income.
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Side Effects of Stricter Flood Disclosures on Mortgages

January 31, 2025
Dennis Hollier
Experienced appraisers combine flood disclosure information and local knowledge to provide appraisal values that reflect the underlying risk to the property. And less-experienced appraisers were found to assign higher property values to homes in flood areas.
Read More

Grapevine: FCC Consent Rule Struck Down; Cash-Out Refi Trends

January 31, 2025
Brandon Ivey
FCC one-to-one consent rule vacated; CFPB details cash-out refi usage; RiskSpan launches MSR analytics offering; AI tool helps with mortgage applications in Spanish.
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HUD Secretary Nominee Turner Punts on Budget Questions

January 17, 2025
Monica Hogan
Scott Turner, nominee for secretary of the Department of Housing and Urban Development, told senators during his confirmation hearing that Congress holds the purse strings.
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Lenders See Benefits, Challenges With eClosing

January 17, 2025
Brandon Ivey
While electronic closings offer faster turn times, adoption of the technology comes with some complications. Still, the share of eNotes is expected to triple by 2028.
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MBA Seeks to Shape Colorado AI Anti-Discrimination Regulation

January 17, 2025
Shannon Clark
The state’s anti-discrimination law is the first of its kind and will go into effect in 2026.
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Servicers, Lenders Eye Tech Optimization Amid Uncertainty

January 17, 2025
James Dohnert
Economic uncertainty will require mortgage companies to be more flexible in how they scale their operations.
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Mortgage Servicers Complicate Divorce Process

January 17, 2025
Dennis Hollier
Recently divorced or widowed homeowners told the CFPB that mortgage servicers sometimes say they must refinance, even when they should be able assume the existing mortgage.
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Grapevine: FCC Warns of Spoof Calls; Rocket Starts Rebrand

January 17, 2025
Brandon Ivey
FCC warns scammers are successfully impersonating mortgage companies; Rocket begins first phase of rebrand; household growth expected to slow; MBA expands college program; Lower acquires technology vendor; MTC increases transparency on MSR valuations; Voxtur Analytics considering a sale; automated loan mod offering.
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