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California Wildfires Could Lead to Mass Homeowner Exodus

January 16, 2025
James Dohnert
Property insurance challenges and rising home values could make it difficult for homeowners to rebuild after the California wildfires.
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Strong Economic Data, Trump Policies Pushing Interest Rates Up

January 16, 2025
Brandon Ivey
Following a strong jobs report, many economists now expect the Fed to keep rates unchanged. Also, concerns about policies from the Trump administration are helping to drive up the 10-year Treasury rate.
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Mission Lending Responsibilities Could Follow GSEs

January 16, 2025
Dennis Hollier
Affordable housing advocates say ending the GSE conservatorships administratively won’t relieve the enterprises from the mission-related responsibilities included in their charters and HERA.
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Natural Disaster Risks Making FRMs Seem ARM-Like

January 16, 2025
Brandon Ivey
Property insurance premiums are rising and accounting for a larger share of mortgage borrowers’ monthly payments.
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Republican Appointees Detail New Agenda for Bank Regulation

January 16, 2025
Shannon Clark
Bank regulators run by Trump-appointed leaders could move to issue a revised proposal on capital requirements for large banks, according to FDIC Vice Chairman Travis Hill.
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Georgia Woman Pleads Guilty to Mortgage Fraud

January 16, 2025
Monica Hogan
More than 450 mortgage loans, many of them insured by FHA, were approved based on fabricated documents tied to the guilty plea.
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CFPB Sues Vanderbilt Mortgage Over Risky Loans

January 9, 2025
Shannon Clark
The manufactured home builder allegedly made loans for borrowers while knowing they could not afford to pay back the loan.
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Industry Skeptical of Biden Admin’s PSPA Amendments

January 9, 2025
Dennis Hollier
Lenders doubt the changes agreed to by FHFA and Treasury will hasten the end of the conservatorships; they may even delay it.
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Trump Admin Could Move to Limit GSE Business, Again

January 9, 2025
Dennis Hollier
Lenders are concerned that the incoming Trump administration might reinstate limits on GSE acquisitions, repeating an action from the first Trump administration.
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California Regulation Aims to Boost Wildfire Insurance Coverage

January 9, 2025
James Dohnert
The new regulation will allow the costs of reinsurance to be passed down to homeowners and potentially increase coverage in high-risk areas.
Read More
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