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Inside Mortgage Finance
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Senate Moves HUD Spending Bill Forward

August 1, 2024
Monica Hogan
The bill is more generous than its companion House legislation.
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What a Harris Presidency Would Look Like for Housing

July 25, 2024
Monica Hogan
With Kamala Harris now the frontrunner to replace Joe Biden as the Democratic nominee, industry experts ponder how closely her housing strategy might mirror that of the current administration.
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Purchase-Mortgage Demand Weaker Than Expected

July 25, 2024
Brandon Ivey
Interest rates on mortgages declined in May and June but demand for purchase mortgages remained constrained. Industry participants aren’t optimistic that production will pick up much through the rest of the year.
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Federal Regulators Publish Guidance on ROVs

July 25, 2024
Shannon Clark
The final guidance covers reasons for seeking a reconsideration of value and addresses compliance obligations involving appraisals.
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A Benign Quarter for MSR Values, Mostly

July 25, 2024
Paul Muolo
The second quarter offered a “shockingly flat” environment for the asset value of mortgage servicing rights. But with interest rates beginning to creep lower, the third quarter could be a different story.
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Economic Outlook for the Mortgage Industry

July 25, 2024
Dennis Hollier
Economists still differ in their forecasts about how many times the Fed will cut rates this year and what that means for mortgage originations.
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Some Shifts in Cash Purchase Activity Among Homebuyers

July 25, 2024
James Dohnert
Investors are increasingly turning to the mortgage market to fund their home purchases rather than paying all cash.
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Struggling Lenders Turn to Reverse Stock Splits

July 25, 2024
Paul Muolo
Two publicly-traded mortgage companies recently completed reverse stock splits and a third split is in the works.
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Historical VantageScore 4.0 Data to Help With GSE Shift

July 18, 2024
Dennis Hollier
The new data will help lenders determine the impact of the upcoming shift from a tri-merge credit reporting process to a bi-merge model.
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Seventh Circuit Affirms CFPB’s Authority Under ECOA

July 18, 2024
Shannon Clark
The Seventh Circuit Court decision in CFPB v. Townstone Financial could broaden the scope of the Equal Credit Opportunity Act.
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