Trump’s election win stalled the Biden administration’s effort to impose tougher capital requirements for banks. Federal regulators are likely to continue to work on the reforms, but in a more bank-friendly way.

Questions still remain about the future of the CFPB with some industry leaders wondering if it will be streamlined or shuttered.

Freddie moves forward on second-lien pilot; MBA supports Trump nominee to lead CFPB.

Can HUD, FHA and Ginnie survive with 50% fewer workers? Fasten the seat belt and put on your helmet. We may soon find out.

Steady growth in retained earnings means Fannie Mae and Freddie Mac now have a large pile of interest-free capital to invest.

Multiple states are drafting exam procedures that align with the prudential standards established by the CSBS.

Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.

Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.

CSBS is interested in advocating for broader reforms in the mortgage industry beyond its central supervisory and examination focus.

Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.