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No Immediate Impact From Changes Post NAR Settlement

October 3, 2024
James Dohnert
A majority of real estate agents surveyed said it’s business as usual following changes in how buyer’s agent commissions are paid.
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Will New Capital Plan Boost Onity’s Share Price?

October 3, 2024
Paul Muolo
Onity owns roughly $123 billion of MSR and has a growing subservicing business. But still, the market treats its stock like a leper. Might de-leveraging help?
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The Fed Cut Rates. Should MSR Owners Worry?

September 26, 2024
Paul Muolo
Falling interest rates are never good for the value of mortgage servicing rights. But with so many MSR owners keeping their 3% to 4% rights of 2020 and 2021 and selling the rest, marks for the third quarter of 2024 could be benign.
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Pay Cuts for CEOs of Mid-Sized Nonbanks?

September 26, 2024
Paul Muolo
If you’re in the market for a new CEO, chances are you might find some bargains out there. But only for CEOs of privately held nonbanks.
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Trigger Leads Ban Bundled; Government Shutdown Averted

September 26, 2024
James Dohnert
A bill to ban trigger lead activity was rolled into an annual appropriations bill. Congress also passed a stopgap funding bill through Dec. 20.
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Lenders Assess Housing Policies of Harris and Trump

September 26, 2024
Shannon Clark
The presidential candidates have vastly different priorities when it comes to addressing the nation’s housing policies.
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Mortgage Fraud Stabilizes as Interest Rates Remain High

September 26, 2024
Shannon Clark
Mortgage fraud activity is expected to increase as interest rates come down, according to Sean Sowards, a senior director at Fannie Mae.
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Timing of Bank Capital Re-Proposal Unclear

September 26, 2024
Brandon Ivey
A Fed board member recently outlined plans for re-proposing bank capital requirements. The FDIC appears to be running into complications.
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Housing Counselors Urged to Guide Buyers on Agent Commissions

September 26, 2024
Monica Hogan
Some industry players fear changes to how buyer agent commissions are paid will lead many Black homebuyers to forego representation.
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Mortgage Market Adjusts Following Fed’s 50-BP Rate Cut

September 19, 2024
James Dohnert
The Federal Reserve announced a 50-basis-point reduction in the federal funds rate this week. Interest rates on mortgages have come down by more than that in recent weeks in anticipation of the Fed’s move.
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