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A Benign Quarter for MSR Values, Mostly

July 25, 2024
Paul Muolo
The second quarter offered a “shockingly flat” environment for the asset value of mortgage servicing rights. But with interest rates beginning to creep lower, the third quarter could be a different story.
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Economic Outlook for the Mortgage Industry

July 25, 2024
Dennis Hollier
Economists still differ in their forecasts about how many times the Fed will cut rates this year and what that means for mortgage originations.
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Some Shifts in Cash Purchase Activity Among Homebuyers

July 25, 2024
James Dohnert
Investors are increasingly turning to the mortgage market to fund their home purchases rather than paying all cash.
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Struggling Lenders Turn to Reverse Stock Splits

July 25, 2024
Paul Muolo
Two publicly-traded mortgage companies recently completed reverse stock splits and a third split is in the works.
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Historical VantageScore 4.0 Data to Help With GSE Shift

July 18, 2024
Dennis Hollier
The new data will help lenders determine the impact of the upcoming shift from a tri-merge credit reporting process to a bi-merge model.
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Seventh Circuit Affirms CFPB’s Authority Under ECOA

July 18, 2024
Shannon Clark
The Seventh Circuit Court decision in CFPB v. Townstone Financial could broaden the scope of the Equal Credit Opportunity Act.
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Mixed Trends in Lending at Big Banks in Second Quarter

July 18, 2024
Brandon Ivey
Big banks increased their mortgage originations in the second quarter. But halfway through the year, volume is down at many of the banks.
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Banking Groups Against Any Changes to FHLB Mission

July 18, 2024
Dennis Hollier
Many mortgage industry trade groups believe changing the mission of the Federal Home Loan Bank system is Congress’ responsibility rather than that of the FHFA.
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Regulators Look to Wrap Up Rulemaking Agendas

July 18, 2024
Shannon Clark
The slowdown is part of a typical trend seen at federal regulators prior to a presidential election.
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HUD Charges Rocket With Appraisal Bias, Settles With TAF

July 18, 2024
Monica Hogan
The Department of Housing and Urban Development charged Rocket Mortgage with appraisal bias in connection with a denied refinance application. loanDepot settled a similar charge with the CFPB this year.
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Latest Imf News

  • Seasonal Slump Drives Down Originations in 1Q

  • Bids for Mortgage Servicing Rights Still Exceptionally Strong

  • UWM Proposes New Deal for Two Harbors

  • VantageScore 4.0 Unlikely to Have Major Impact on Agency MBS

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Featured Data

  • Depository Servicers End Slide in Servicing Share

  • Bulk Agency MSR Sales Back to Normal in First Quarter

  • Cars, Data Centers Drive 1Q26 ABS Issuance Surge

  • Private MI Share Increases on GSE Purchase-Mortgage Business

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Featured Reports

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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