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Freddie Announces Plans to Replace EDR System

July 30, 2026
Dennis Hollier

The new reporting system will become mandatory in September 2027, but servicers are encouraged to implement it as soon as they are ready.


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Technology Poised to Improve State Supervision

July 30, 2026
Shannon Clark
Brandon Milhorn, president and CEO of the Conference of State Bank Supervisors, wants state examiners to be able to do their jobs and not function as data clerks.
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Short Takes: Homes Sell Below Listing Price / Regions Bank Taps New Executive / Homebuying Demand Slows / Method Launches Post-Origination Monitoring Tool

July 30, 2026
Shannon Clark
Buyers have the least negotiating power in Hartford, CT, and the most in Detroit.
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MSR Availability Expected to Remain Elevated

July 30, 2026
Brandon Ivey
Limited earnings potential from originations and ongoing consolidation are likely to keep the supply of MSRs at healthy levels, according to officials at Annaly Capital Management.
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Duty-to-Serve Rewrite May Not Be Workable

July 30, 2026
Dennis Hollier
Critics say that, by eliminating “prescribed activities,” FHFA has taken the teeth out of the DTS rule, making it difficult to enforce.
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VA Fee Hike Stalls Over Pushback

July 30, 2026
Emmeline Willey
A vote on a legislative package that would’ve raised fees on streamlined VA refis was postponed in Congress after Republicans narrowly dodged a motion to send it back to committee.
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CFPB Director Nominee Lays Out New Direction for Agency

July 30, 2026
Shannon Clark
At his confirmation hearing, Brian Johnson pledged to prioritize consumer protection, promote accountability by ensuring the CFPB acts within its statutory limits and modernize bureau operations.
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Lack of Starter Homes Primary Barrier to Homeownership

July 30, 2026
Shannon Clark
Loan officers in a recent survey said the lack of starter homes, and not high interest rates, was affecting housing affordability.
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More Buyers Relying on Refis to Ease Mortgage Strain

July 30, 2026
Shannon Clark
Many recent homebuyers are facing challenges as they have not been able to refinance as they had planned.
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CFPB Director Nominee Distances Himself From Vought

July 27, 2026
Shannon Clark
At his nomination hearing last week, Brian Johnson said his decisions at the CFPB will not be influenced by that of his predecessor.
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