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Housing Affordability at the Forefront for Homebuyers

May 15, 2026
Shannon Clark
As parts of the country see a boost in housing inventory, housing affordability is the primary factor preventing consumers from diving into the homebuying process.
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Impac Declares Bankruptcy After Years of Challenges

May 15, 2026
Abby Zimmardi
Market turmoil, the COVID-19 pandemic and other challenges finally pushed Impac Mortgage Holdings to file for Chapter 11 bankruptcy in April.
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Lenders, Investors Wait for Historical FICO 10T Data

May 15, 2026
Dennis Hollier
Both VantageScore and FICO have commissioned research to support their claims of superiority. But the truth probably won’t be known until VantageScore 4.0 and FICO 10T compete head-to-head.
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FHLBs Describe Synchrony With Federal Reserve

May 15, 2026
Dennis Hollier
Two main sources for lender liquidity are working to improve communication and simplify collateral exchange.
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Freddie Releases Servicing Roadmap, Updates Scorecard

May 15, 2026
Namrata Bhatia
Changes to the scorecard focus on enhancing homeowner engagement strategies, and reducing delinquencies, servicers’ operational costs and credit losses to the enterprise.
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Onity Cuts Size of MSR Deal With FoA on Ginnie Direction

May 14, 2026
Emmeline Willey
Onity revised the terms of its sale of home equity conversion mortgage servicing rights to Finance of America Reverse after receiving feedback from Ginnie Mae.
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Issuers Filling Non-Agency MBS With Called Loans

May 14, 2026
Abby Zimmardi
Non-agency MBS stocked with loans called from previous issuance could provide attractive opportunities for investors, according to Goldman Sachs.
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Oppenheimer Settles With FINRA Over CMO Mislabeling

May 14, 2026
Shannon Clark
For two decades, the global investment firm allegedly mislabeled collateralized mortgage obligations issued by private entities as government or corporate bonds.
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Kin Insurance Sees Strong Demand for Catastrophe Bond

May 14, 2026
Abby Zimmardi
Kin Insurance issued a $335 million catastrophe bond last week, its largest offering to date.
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Aviation ABS Insulated From Spirit Airlines’ Abrupt Closure

May 14, 2026
James Dohnert
Aircraft-lease ABS generally have low exposure to Spirit Airlines, and planes tied to Spirit are expected to be re-leased with little issue due to strong demand in the market.
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