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Grapevine: No Incentive to Game Scores? Fannie Survey Continues

July 23, 2026
Brandon Ivey
Equifax CEO dismisses concerns about lenders gaming the GSEs’ underwriting standards; Fannie’s home price survey marches on.
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Union Home Mortgage Acquires Non-QM Lender’s Origination Assets

July 22, 2026
Abby Zimmardi
Union Home Mortgage acquired the origination assets of non-qualified mortgage lender AmeriTrust Mortgage Corporation.
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Three FHA Lenders Lose Direct Endorsement Approval

July 17, 2026
Emmeline Willey
FHA terminated three lenders’ direct endorsement privileges across several regions.
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CHLA Seeks Direct Payments From FHA for Small-Dollar Lending

July 17, 2026
Emmeline Willey
The Community Home Lenders of America said the small-dollar lending initiative introduced by the 21st Century ROAD to Housing Act needs to include direct incentivization to work.
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Around the Industry

July 17, 2026
Emmeline Willey
Ginnie waives VA delinquency compliance for TPPs; FHA application share rises; FHA foreclosures.
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Lack of Uniformity Among BPLs an Issue for Servicers

July 17, 2026
Abby Zimmardi
Servicers of business purpose loans noted challenges handling the asset class due to the customizable structure of the loans.
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Home Equity Lender Button Finance Expands Into Non-QMs

July 17, 2026
Abby Zimmardi
Founded in 2019, New York-based Button Finance originally planned to focus on home equity lending, but is now branching out into non-qualified mortgages.
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HEI Legislation Under Consideration in Congress

July 17, 2026
Abby Zimmardi
If passed, the Home Equity Lending Integrity Act would regulate home equity investment products, including subjecting HEIs to requirements under the Truth in Lending Act.
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Non-QM Performance Continues to Drag

July 17, 2026
Abby Zimmardi
Impairments on non-qualified mortgages rose on a monthly basis in May, driven by higher new impairments and weaker cure and made payment rates, according to dv01.
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RTL Lending Rebounds, Strong Volume in June

July 17, 2026
Abby Zimmardi
June’s growth follows a period of stagnation as bridge lending volume flattened out at the end of 2025 and into early 2026.
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