Homeowners are increasingly tapping into their home equity as part of a strategic planning process given uncertainties in the economy.

Ohio-based Credit union service organization myCUmortgage originated $994 million in mortgages last year through 4,045 partners.

GSE refi business jumped and shifted toward borrowers with higher credit scores during the fourth quarter. With purchase mortgages, lenders also put a greater emphasis on LTV ratios below 81%.

In the agency MBS market, refi volume with primary MI was up sharply at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.

AI is expected to be increasingly used by both lenders and borrowers thanks to improvements in the seemingly ubiquitous tech.

Mergers and acquisitions disrupt relationships between borrowers and lenders and lead to a lower occurrence of refinancing, according to new research.

Lenders are ultimately responsible for the quality and accuracy of appraisals. That means their quality control teams need to review every appraisal to preserve rep-and-warrant protection.

VIP Mortgage sought to vacate an arbitration award to a former loan officer regarding overtime pay.

Since 2020, borrower-paid costs have steadily increased and remain elevated, but new research suggests that policy changes could improve affordability.

FHFA Director Pulte frustrated by credit bureaus; mortgage locks decline in December; Mr. Cooper plans layoffs in California.