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Banks’ Mortgage Earnings Decline in First Quarter

June 12, 2026
Brandon Ivey
Earnings were down compared with both the fourth quarter of 2025 and the first quarter of 2025. Some of the biggest banks don’t have particularly high hopes for their mortgage businesses this year. (Includes one data table.)
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Rising Costs, Uncertainty Dampen Housing Market

June 12, 2026
James Dohnert
Home prices are down in some areas, but inflation is more than offsetting any relief for homebuyers.
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Mortgage Repurchases by Banks Drop in First Quarter

June 12, 2026
Brandon Ivey
Repurchases were down nearly 20% compared with the fourth quarter of 2025. Reserves for repurchases also declined. (Includes one data table.)
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Guild Wins Appeal of Poaching Suit Against CCM

June 12, 2026
Brandon Ivey
The appeals court noted that California law allows employees to “make some preparations to compete” with an employer, but the law doesn’t authorize an employee to transfer their loyalty to a competing company.
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Denial Rates Spike for DTI Ratios Around 50%

June 12, 2026
Emmeline Willey
Mortgage denial rates increase significantly for applicants with debt-to-income ratios above 50%, according to researchers at the Federal Reserve Bank of St. Louis.
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Primary MI Volume Falls in 1Q; FHA Boosts Refi Share

May 29, 2026
Namrata Bhatia
The volume of loans with primary insurance coverage flowing into agency mortgage-backed securities declined during the first quarter of 2026. FHA refinances in agency MBS issuance were up 8.0%. (Includes two data tables.)
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Rocket Mortgage Begins Using VantageScore 4.0

May 29, 2026
Dennis Hollier
A senior executive at the mortgage giant provides a rare glimpse into the how the new credit score impacts lender operations.
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Banks’ Servicing Valuations Strengthen in First Quarter

May 29, 2026
Namrata Bhatia
Banks and thrifts decreased the amount of mortgage servicing they handle for other entities in the first quarter. Meanwhile, valuations for the servicing asset increased for the third straight quarter. (Includes data table.)
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GO Mortgage to Compete in Wholesale Channel Using AI

May 29, 2026
James Dohnert
Florida-based GO Mortgage believes its mix of strong technology and personal touch will differentiate the lender from giants in the wholesale channel.
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Denial Rate for Conforming Mortgages Declines in 2025

May 29, 2026
Namrata Bhatia
Denial rates declined slightly last year even as more applicants flocked to get a mortgage. (Includes data table.)
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