https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com An analysis of earnings reports from 18 lenders showed combined income from production and secondary marketing declined from the first quarter. Servicing income also decreased. (Includes data tables.) http://www.insidemortgagefinance.com/articles/238577 Fri, 18 Sep 2026 16:00:53 -0400 https://www.insidemortgagefinance.com/articles/238577-mortgage-banking-profits-on-production-servicing-decline-in-2q sclark@imfpubs.com Lenders are pushing for changes to a Colorado rule that will create new obligations for developers and deployers of automated decision-making technology that materially influences consequential decisions. http://www.insidemortgagefinance.com/articles/238550 Fri, 18 Sep 2026 15:57:53 -0400 https://www.insidemortgagefinance.com/articles/238550-mortgage-industry-concerned-about-colorado-admt-regulation bivey@imfpubs.com Mortgage originations through banks’ retail channel increased by 17.2% from the first quarter to the second. Mortgage sale activity was also up, by 6.7%. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238574 Fri, 18 Sep 2026 15:53:56 -0400 https://www.insidemortgagefinance.com/articles/238574-retail-production-sales-by-banks-increase-in-2q jdohnert@imfpubs.com The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix. http://www.insidemortgagefinance.com/articles/238569 Fri, 18 Sep 2026 15:52:04 -0400 https://www.insidemortgagefinance.com/articles/238569-opendoor-enters-mortgage-space ewilley@imfpubs.com MSR owners risk paying for fees they’re not responsible for and potentially overpaying for contracts if they don’t regularly review subservicer invoices, said Steve Stone, managing director at consultancy Garrett, McAuley and Co. http://www.insidemortgagefinance.com/articles/238579 Fri, 18 Sep 2026 15:51:05 -0400 https://www.insidemortgagefinance.com/articles/238579-servicers-lose-margin-by-dozing-on-subservicer jdohnert@imfpubs.com CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed. http://www.insidemortgagefinance.com/articles/238571 Fri, 18 Sep 2026 15:50:08 -0400 https://www.insidemortgagefinance.com/articles/238571-atlas-vms-acquires-closeclearai-to-tackle-buyback-risk azimmardi@imfpubs.com Homeownership remains a priority even as potential homebuyers face elevated interest rates. http://www.insidemortgagefinance.com/articles/238576 Fri, 18 Sep 2026 15:49:10 -0400 https://www.insidemortgagefinance.com/articles/238576-insurance-rate-increases-begin-to-slow-homeowners-resilient bivey@imfpubs.com Mortgage-banking income declined by 6.1% on an annual basis in the first half of the year. At Chase, the largest bank in the mortgage market, a drop in servicing revenue more than offset an increase in production revenue. (Includes one data table.) http://www.insidemortgagefinance.com/articles/238450 Fri, 04 Sep 2026 12:10:14 -0400 https://www.insidemortgagefinance.com/articles/238450-banks-mortgage-income-down-in-first-half-of-2026 bivey@imfpubs.com GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology. http://www.insidemortgagefinance.com/articles/238438 Fri, 04 Sep 2026 12:09:16 -0400 https://www.insidemortgagefinance.com/articles/238438-mortgage-companies-grappling-with-ai-governance bivey@imfpubs.com Repurchases and indemnifications by banks and thrifts increased by 16.5% from the first quarter to the second. Repurchase reserves declined by 3.9% during that time. (Includes one data table.) http://www.insidemortgagefinance.com/articles/238451 Fri, 04 Sep 2026 12:08:17 -0400 https://www.insidemortgagefinance.com/articles/238451-mortgage-repurchases-by-banks-increase-in-2q jdohnert@imfpubs.com Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock. http://www.insidemortgagefinance.com/articles/238441 Fri, 04 Sep 2026 12:07:18 -0400 https://www.insidemortgagefinance.com/articles/238441-lenders-leverage-ai-to-help-buyers-24-7 jdohnert@imfpubs.com Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase. http://www.insidemortgagefinance.com/articles/238452 Fri, 04 Sep 2026 12:06:19 -0400 https://www.insidemortgagefinance.com/articles/238452-better-highlights-partnerships-with-launch-of-coinbase-team-up bivey@imfpubs.com The National Association of Insurance Commissioners is considering limiting its definition of residential mortgages and potentially requiring reporting of the characteristics of residential mortgages held by insurance companies. http://www.insidemortgagefinance.com/articles/238436 Fri, 04 Sep 2026 12:05:19 -0400 https://www.insidemortgagefinance.com/articles/238436-insurance-regulators-eye-mortgage-reporting-revisions azimmardi@imfpubs.com The appointment of mortgage tech industry veteran Daniel Sogorka comes as Informed seeks to expand its business beyond auto lenders. http://www.insidemortgagefinance.com/articles/238439 Fri, 04 Sep 2026 12:04:21 -0400 https://www.insidemortgagefinance.com/articles/238439-ai-platform-appoints-former-rocket-black-knight-executive-as-ceo jdohnert@imfpubs.com A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/238341 Fri, 21 Aug 2026 15:15:30 -0400 https://www.insidemortgagefinance.com/articles/238341-nonbanks-see-decline-in-mortgage-banking-income-in-2q jdohnert@imfpubs.com A brief increase in refinance activity during the first quarter of 2026 pushed the defect rate to a recent high, according to ACES Quality Management. http://www.insidemortgagefinance.com/articles/238337 Fri, 21 Aug 2026 15:13:32 -0400 https://www.insidemortgagefinance.com/articles/238337-mortgage-critical-defect-rate-posts-biggest-quarterly-jump-in-four-years nbhatia@imfpubs.com The banking industry continued to pare its servicing-for-others. But MSR values held steady on a quarterly basis at the end of June. (Includes data table.) http://www.insidemortgagefinance.com/articles/238324 Fri, 21 Aug 2026 15:12:34 -0400 https://www.insidemortgagefinance.com/articles/238324-bank-msr-values-steady-portfolios-lowest-since-2005 sclark@imfpubs.com The Community Home Lenders of America urged the CFPB to pursue loan originator compensation reform as the bureau weighs changes to the TILA-RESPA Integrated Disclosures rule. http://www.insidemortgagefinance.com/articles/238339 Fri, 21 Aug 2026 15:11:35 -0400 https://www.insidemortgagefinance.com/articles/238339-cfpb-trid-rfi-sparks-renewed-interest-in-lo-comp-reform ewilley@imfpubs.com Tech platform mLOOP is aiming to discreetly connect originators with lenders. http://www.insidemortgagefinance.com/articles/238338 Fri, 21 Aug 2026 15:10:40 -0400 https://www.insidemortgagefinance.com/articles/238338-startup-seeks-to-help-originators-find-their-match azimmardi@imfpubs.com Figure Technology Solutions reported strong partner growth in its loan marketplace in the second quarter of 2026. http://www.insidemortgagefinance.com/articles/238301 Fri, 21 Aug 2026 15:09:49 -0400 https://www.insidemortgagefinance.com/articles/238301-momentum-with-figure-marketplace-gains-102-partners-in-q2 jdohnert@imfpubs.com Proprietary reverse-mortgage originations are hitting record highs, helping boost lender production during a spring slowdown. http://www.insidemortgagefinance.com/articles/238334 Fri, 21 Aug 2026 15:08:42 -0400 https://www.insidemortgagefinance.com/articles/238334-lenders-see-boost-from-proprietary-reverse-mortgages bivey@imfpubs.com Better has filed a lawsuit against founder and former CEO Vishal Garg for alleged violations of SEC standards. http://www.insidemortgagefinance.com/articles/238323 Fri, 21 Aug 2026 15:07:56 -0400 https://www.insidemortgagefinance.com/articles/238323-leadership-transition-at-better-heads-to-court bivey@imfpubs.com A group of 26 banks increased their mortgage earnings by 3.8% on a quarterly basis during the second quarter. Six months into the year, earnings were down 1.0% compared with the first half of 2025, with interest rates weighing on production. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238210 Fri, 07 Aug 2026 11:55:10 -0400 https://www.insidemortgagefinance.com/articles/238210-bank-mortgage-earnings-tick-up-in-second-quarter amalatinszky@imfpubs.com The retail channel gained market share in second-quarter agency securitizations as purchase mortgages rose sharply. Credit quality deteriorated slightly. (Includes data table.) http://www.insidemortgagefinance.com/articles/238215 Fri, 07 Aug 2026 11:52:08 -0400 https://www.insidemortgagefinance.com/articles/238215-retail-gains-share-in-2q26-agency-securitizations jdohnert@imfpubs.com In the second quarter of 2026, Intercontinental Exchange generated its best earnings from its mortgage technology segment since 2022. ICE is optimistic that its AI tools will drive future revenue. http://www.insidemortgagefinance.com/articles/238201 Fri, 07 Aug 2026 11:49:12 -0400 https://www.insidemortgagefinance.com/articles/238201-ice-boosts-mortgage-earnings-to-highest-levels-since-2022 jdohnert@imfpubs.com Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year. http://www.insidemortgagefinance.com/articles/238209 Fri, 07 Aug 2026 11:48:13 -0400 https://www.insidemortgagefinance.com/articles/238209-zillow-charts-expansion-of-mortgage-business azimmardi@imfpubs.com loanDepot posted a smaller loss in the second quarter compared to the first, leaning into home equity lending. http://www.insidemortgagefinance.com/articles/238207 Fri, 07 Aug 2026 11:45:18 -0400 https://www.insidemortgagefinance.com/articles/238207-loandepot-emphasizes-home-equity-lending bivey@imfpubs.com Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.” http://www.insidemortgagefinance.com/articles/238212 Fri, 07 Aug 2026 11:44:20 -0400 https://www.insidemortgagefinance.com/articles/238212-better-shifts-from-founder-mode-to-enterprise-focus jdohnert@imfpubs.com The new housing law’s restriction on large institutional investors’ ability to purchase single-family homes could boost demand for investment-property mortgages from mom-and-pop investors. http://www.insidemortgagefinance.com/articles/238205 Fri, 07 Aug 2026 11:43:22 -0400 https://www.insidemortgagefinance.com/articles/238205-mom-and-pop-investors-could-receive-boost-from-housing-bill ewilley@imfpubs.com A couple of lenders of home equity line of credit products expanded their offerings in July, capitalizing on momentum in one of the few market segments with a bright outlook in the near-term. http://www.insidemortgagefinance.com/articles/238211 Fri, 07 Aug 2026 11:42:26 -0400 https://www.insidemortgagefinance.com/articles/238211-heloc-lenders-rolled-out-new-products-in-july