https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com The rise in interest rates during the third quarter limited originations and put pressure on profitability. The value of mortgage servicing rights increases as interest rates go up, but that wasn’t enough to offset declining production revenue at many banks. (Incldues one data table.) http://www.insidemortgagefinance.com/articles/238955 Fri, 30 Oct 2026 12:50:51 -0400 https://www.insidemortgagefinance.com/articles/238955-mortgage-earnings-at-banks-take-hit-in-3q jdohnert@imfpubs.com Companies are starting to reduce overhead costs through the use of AI in servicing and originations. http://www.insidemortgagefinance.com/articles/238952 Fri, 30 Oct 2026 12:46:52 -0400 https://www.insidemortgagefinance.com/articles/238952-lenders-see-savings-from-ai ewilley@imfpubs.com Uncertainty regarding the performance of VantageScore 4.0 and FICO 10T compared with Classic FICO is prompting mortgage investors to penalize mortgages underwritten with new scoring models. http://www.insidemortgagefinance.com/articles/238953 Fri, 30 Oct 2026 12:45:54 -0400 https://www.insidemortgagefinance.com/articles/238953-minimal-rental-data-in-trended-scores bivey@imfpubs.com Purchase mortgage share tilted toward mortgages with higher LTV ratios. And both purchase loans and refis saw a higher share of borrowers with low credit scores. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238956 Fri, 30 Oct 2026 12:44:56 -0400 https://www.insidemortgagefinance.com/articles/238956-riskier-mortgages-gain-some-share-at-gses-in-3q ewilley@imfpubs.com Housing market dynamics appear healthier in some Northeastern markets as they stagnate elsewhere. http://www.insidemortgagefinance.com/articles/238922 Fri, 30 Oct 2026 12:43:59 -0400 https://www.insidemortgagefinance.com/articles/238922-rust-belt-markets-boom-as-sun-belt-burns-out azimmardi@imfpubs.com To help with affordability and housing supply shortages, experts in the mortgage space are looking to technology innovations and creative ways to qualify buyers and make homeownership possible. http://www.insidemortgagefinance.com/articles/238934 Fri, 30 Oct 2026 12:42:04 -0400 https://www.insidemortgagefinance.com/articles/238934-product-and-tech-innovation-is-key-to-help-affordability-in-new-year dhollier@imfpubs.com A new study shows that more than 60% of the fees the GSEs waived for lower-income and first-time homebuyers after the pandemic went to lenders and LOs. http://www.insidemortgagefinance.com/articles/238963 Fri, 30 Oct 2026 12:42:02 -0400 https://www.insidemortgagefinance.com/articles/238963-los-cash-in-on-gse-fee-waivers azimmardi@imfpubs.com Advisory firm Garrett, McAuley & Co. surveyed mortgage companies and found their satisfaction with subservicers varied widely. http://www.insidemortgagefinance.com/articles/238917 Fri, 30 Oct 2026 12:41:07 -0400 https://www.insidemortgagefinance.com/articles/238917-survey-finds-gaps-in-subservicer-performance-new-subservicing-portal-launches bivey@imfpubs.com Rocket was the top bulk seller with a sharp increase in transfers, but a number of other sellers pulled back. Coissuance activity increased somewhat from the second quarter. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238831 Fri, 16 Oct 2026 12:14:19 -0400 https://www.insidemortgagefinance.com/articles/238831-bulk-transfers-of-agency-msrs-decline-in-third-quarter jdohnert@imfpubs.com Lenders see recapture programs as a growth opportunity as origination volume is expected to decline next year. http://www.insidemortgagefinance.com/articles/238826 Fri, 16 Oct 2026 12:12:00 -0400 https://www.insidemortgagefinance.com/articles/238826-loan-retention-still-key-even-as-refis-slow bivey@imfpubs.com FHA mortgages accounted for 32.1% of overall purchase-mortgage volume with primary MI in the third quarter, losing share to private MIs and the VA. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238835 Fri, 16 Oct 2026 12:10:00 -0400 https://www.insidemortgagefinance.com/articles/238835-fha-lags-in-purchase-mortgage-volume-in-3q azimmardi@imfpubs.com Equifax, TransUnion and Experian have updated prices for pulling certain credit scores. http://www.insidemortgagefinance.com/articles/238812 Fri, 16 Oct 2026 12:09:51 -0400 https://www.insidemortgagefinance.com/articles/238812-credit-reporting-agencies-reduce-credit-pull-pricing-announce-new-products ewilley@imfpubs.com The founders of Elio Mortgage want to eliminate the game of telephone that happens during origination. http://www.insidemortgagefinance.com/articles/238833 Fri, 16 Oct 2026 12:03:23 -0400 https://www.insidemortgagefinance.com/articles/238833-elio-seeks-a-new-broker-playbook jdohnert@imfpubs.com MBA Chairman Owen Lee said the program is part of the trade group’s priority to strengthen its relationship with loan officers. http://www.insidemortgagefinance.com/articles/238830 Fri, 16 Oct 2026 12:02:00 -0400 https://www.insidemortgagefinance.com/articles/238830-mba-launches-lo-engagement-program azimmardi@imfpubs.com Place is set to acquire Ardley, a provider of borrower-level mortgage intelligence. http://www.insidemortgagefinance.com/articles/238811 Fri, 16 Oct 2026 12:01:00 -0400 https://www.insidemortgagefinance.com/articles/238811-place-moves-further-into-mortgage-space ewilley@imfpubs.com Restrictions that came into effect earlier this year are likely to shield homebuyers from unwanted promotional offers. http://www.insidemortgagefinance.com/articles/238790 Fri, 16 Oct 2026 12:00:29 -0400 https://www.insidemortgagefinance.com/articles/238790-trigger-lead-ban-stops-spam-gao-says bivey@imfpubs.com The retail channel accounted for 44.2% of conventional-conforming originations in the second quarter among a large group of survey participants, up from a 41.4% share in the first quarter and a share of 38.9% in the second quarter of 2025. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238703 Fri, 02 Oct 2026 11:40:33 -0400 https://www.insidemortgagefinance.com/articles/238703-retail-share-rising-in-conventional-conforming loanDepot recently partnered with real estate brokerage HomeSmart, adding to the growing list of lenders trying to more closely connect home purchasing with home financing. http://www.insidemortgagefinance.com/articles/238705 Fri, 02 Oct 2026 11:38:35 -0400 https://www.insidemortgagefinance.com/articles/238705-lenders-increasingly-aim-to-streamline-homebuying jdohnert@imfpubs.com A study by the Mortgage Bankers Association found that lenders aren’t adopting AI as quickly as other financial services companies. http://www.insidemortgagefinance.com/articles/238677 Fri, 02 Oct 2026 11:37:36 -0400 https://www.insidemortgagefinance.com/articles/238677-mortgage-lenders-slow-to-scale-ai sclark@imfpubs.com While AI is offering the mortgage industry many benefits, industry experts caution that it’s also posing new risks, including falsified documents, inaccurate credit decisions and potential disruptions to servicing records. http://www.insidemortgagefinance.com/articles/238706 Fri, 02 Oct 2026 11:36:38 -0400 https://www.insidemortgagefinance.com/articles/238706-ai-presenting-risks jdohnert@imfpubs.com Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink. http://www.insidemortgagefinance.com/articles/238701 Fri, 02 Oct 2026 11:35:40 -0400 https://www.insidemortgagefinance.com/articles/238701-borrowers-want-digital-closings-despite-lenders-apprehension ewilley@imfpubs.com Public-private partnerships are necessary to improve housing affordability, according to Fed Governor Michael Barr. http://www.insidemortgagefinance.com/articles/238688 Fri, 02 Oct 2026 11:34:43 -0400 https://www.insidemortgagefinance.com/articles/238688-fed-governor-lauds-public-private-affordability-work azimmardi@imfpubs.com The financing structure for apartment developments offers banks favorable capital treatment and strong returns. http://www.insidemortgagefinance.com/articles/238700 Fri, 02 Oct 2026 11:33:45 -0400 https://www.insidemortgagefinance.com/articles/238700-note-on-note-financing-for-construction-loans-gains-traction ewilley@imfpubs.com The real estate analytics and brokerage company filed for bankruptcy protection in an effort to keep its operations afloat and halt foreclosure. http://www.insidemortgagefinance.com/articles/238707 Fri, 02 Oct 2026 11:32:47 -0400 https://www.insidemortgagefinance.com/articles/238707-housecanary-leverages-bankruptcy-to-continue-operating jdohnert@imfpubs.com An analysis of earnings reports from 18 lenders showed combined income from production and secondary marketing declined from the first quarter. Servicing income also decreased. (Includes data tables.) http://www.insidemortgagefinance.com/articles/238577 Fri, 18 Sep 2026 16:00:53 -0400 https://www.insidemortgagefinance.com/articles/238577-mortgage-banking-profits-on-production-servicing-decline-in-2q sclark@imfpubs.com Lenders are pushing for changes to a Colorado rule that will create new obligations for developers and deployers of automated decision-making technology that materially influences consequential decisions. http://www.insidemortgagefinance.com/articles/238550 Fri, 18 Sep 2026 15:57:53 -0400 https://www.insidemortgagefinance.com/articles/238550-mortgage-industry-concerned-about-colorado-admt-regulation bivey@imfpubs.com Mortgage originations through banks’ retail channel increased by 17.2% from the first quarter to the second. Mortgage sale activity was also up, by 6.7%. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238574 Fri, 18 Sep 2026 15:53:56 -0400 https://www.insidemortgagefinance.com/articles/238574-retail-production-sales-by-banks-increase-in-2q jdohnert@imfpubs.com The homebuying platform’s new mortgage platform adds fixed-rate and adjustable-rate purchase mortgages to its product mix. http://www.insidemortgagefinance.com/articles/238569 Fri, 18 Sep 2026 15:52:04 -0400 https://www.insidemortgagefinance.com/articles/238569-opendoor-enters-mortgage-space ewilley@imfpubs.com MSR owners risk paying for fees they’re not responsible for and potentially overpaying for contracts if they don’t regularly review subservicer invoices, said Steve Stone, managing director at consultancy Garrett, McAuley and Co. http://www.insidemortgagefinance.com/articles/238579 Fri, 18 Sep 2026 15:51:05 -0400 https://www.insidemortgagefinance.com/articles/238579-servicers-lose-margin-by-dozing-on-subservicer jdohnert@imfpubs.com CloseClear.ai’s platform monitors mortgage pipelines against live federal disaster data to flag GSE repurchase risk after an appraisal has been completed. http://www.insidemortgagefinance.com/articles/238571 Fri, 18 Sep 2026 15:50:08 -0400 https://www.insidemortgagefinance.com/articles/238571-atlas-vms-acquires-closeclearai-to-tackle-buyback-risk