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Inside Mortgage Trends
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loanDepot Getting Closer to Profitability With HELs

August 7, 2026
Abby Zimmardi
loanDepot posted a smaller loss in the second quarter compared to the first, leaning into home equity lending.
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Better Shifts From Founder Mode to Enterprise Focus

August 7, 2026
Brandon Ivey
Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”
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Smaller Investors Could See Boost From Housing Bill

August 7, 2026
James Dohnert
The new housing law’s restriction on large institutional investors’ ability to purchase single-family homes could boost demand for investment-property mortgages from mom-and-pop investors.
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HELOC Lenders Rolled Out New Products in July

August 7, 2026
Emmeline Willey
A couple of lenders of home equity line of credit products expanded their offerings in July, capitalizing on momentum in one of the few market segments with a bright outlook in the near-term.
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MSR Transfers Increase in 2Q, UWM’s Sales Spike

July 24, 2026
Brandon Ivey
Bulk sales of agency MSRs were up 30.8% on an annual basis in the first half of 2026. United Wholesale Mortgage accounted for nearly 30% of all bulk sale volume in the second quarter. (Includes three data tables.)
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Capital Changes Unlikely to Boost Bank Business Much

July 24, 2026
James Dohnert
Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency.
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Delinquencies on Loans in Agency MBS Rise in Second Quarter

July 24, 2026
Namrata Bhatia
The delinquency rate increased the most on a quarterly basis for FHA mortgages. (Includes two data tables.)
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The Pitfalls of Hiring From Competitors

July 24, 2026
Abby Zimmardi
Lenders looking to poach employees from competing firms should take various measures to avoid litigation, according to the law firm of Brody Gapp.
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Labor Unions Look to Tackle Home Affordability

July 24, 2026
James Dohnert
The Teamsters launched a home affordability program for its members, adding to the growing number of homebuying programs offered through unions.
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Minneapolis Fed: ‘HPOP’ Ratio Better Measure of Homeownership

July 24, 2026
Emmeline Willey
The homeowners-to-population ratio better reflects the share of adults who are homeowners, according economists at the Federal Reserve Bank of Minneapolis.
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Latest Imf News

  • UWM Swings to a Profit in Third Quarter, Margins Slip

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Featured Data

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Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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