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Conventional-Conforming Share of Originations Rises in 1Q

May 29, 2026
Brandon Ivey
Conventional-conforming mortgages accounted for 54.3% of originations in the first quarter of 2026.
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Two Harbors Extends CCM Vote; CCM Not Budging

May 29, 2026
James Dohnert
The shareholder vote on a Two Harbors merger with CrossCountry Mortgage was postponed until June 11.
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eNote Proponents Surprised by Limited Adoption

May 29, 2026
Emmeline Willey
Amy Moses, vice president for strategic growth at the Mortgage Industry Standards Maintenance Organization, said a widespread shift to eNotes will occur when industry participants recognize the economic benefits and when not participating in the eNote space would make them less competitive.
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FHA Seeks Feedback on Property Requirements

May 29, 2026
Emmeline Willey
FHA published a request for information seeking ways to ease its minimum property requirements.
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Short Takes: Sales of New Homes Drop / Expanded-Credit MBS From Rithm, MFA / MISMO Offers Loan Boarding Tool

May 29, 2026
Brandon Ivey
Sales of new single-family homes declined by 6.2% on a monthly basis in April.
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Consumer Groups File Lawsuit Against CFPB on ECOA Final Rule

May 28, 2026
Shannon Clark
The consumer groups raised various legal arguments about the final rule, including that it was issued in violation of various laws that set requirements for the rulemaking process.
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SFA Simplifies Compliance Reviews for Closed-End Seconds

May 28, 2026
Dennis Hollier
The guidelines for closed-end seconds will permit a partial compliance review, a departure from the current TRID Grid 4.0.
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Fannie Adds Agency MBS at Slower Pace in April

May 28, 2026
Brandon Ivey
Fannie held $110.46 billion of agency MBS as of the end of April, a 5.3% increase compared with the end of March.
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Banks Reduce Mortgage Holdings During First Quarter

May 28, 2026
Abby Zimmardi
The decline included a reduction in holdings of adjustable-rate mortgages.
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Short Takes: Widespread VantageScore Adoption Unlikely This Year / Pending Home Sales Decline / Pennymac Offers Ginnie MSR Securitization / Mortgage Usage Increases for Home Purchases

May 28, 2026
Brandon Ivey
“There’s a tremendous economic incentive to adopt VantageScore, it’s just gonna take some time to work it through,” said Chris Cartwright, CEO of TransUnion.
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Latest Imf News

  • Conventional-Conforming Share of Originations Rises in 1Q

  • Two Harbors Extends CCM Vote; CCM Not Budging

  • eNote Proponents Surprised by Limited Adoption

  • FHA Seeks Feedback on Property Requirements

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  • Nonbanks See Rebound in Mortgage-Banking Income

  • Bank MBS Holdings Rise in 1Q26, Investors Like Ginnie

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  • GSE Deliveries Increase in April, Credit Box Tightens

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