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Agency MBS Issuance Hits High for Year in November

December 9, 2025
John Bancroft
Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.
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Borrowers Struggling to Catch Up From DQs

December 9, 2025
James Dohnert
Foreclosure rates in key metros are on the rise, leading to growing concerns for homeowner stability.
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Sen. Warren Counting on CFPB Bouncing Back

December 9, 2025
Shannon Clark
“[When] we have a different administration, an administration that believes in enforcing the law, an administration that believes in a level playing field, the apparatus is all there to turn [the CFPB] back on,” Warren said.
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ARMs Help Boost Mortgage Credit Availability

December 9, 2025
James Dohnert
Lending standards are loosening as more borrowers opt for adjustable-rate mortgages.
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Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS

December 9, 2025
Brandon Ivey and James Dohnert
Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.
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Brokers, Correspondents Increase Conforming Originations

December 8, 2025
Andras Malatinszky
Correspondents upped their share significantly in the government-insured market, while brokers took a bigger bite of nonconforming lending.
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Housing Legislation in Congress Will Wait Until 2026

December 8, 2025
Brandon Ivey
Republicans in the House balked at including the ROAD to Housing Act in a defense spending bill.
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Freddie Issues Selling Guide Bulletin on AI Oversight

December 8, 2025
Dennis Hollier
Beginning March 3, seller/servicers that use artificial intelligence or machine language in the origination of loans sold to Freddie must ensure those systems comply with applicable law.
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Servicer Refi Retention Rose to Three-Year High

December 8, 2025
James Dohnert
Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.
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Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans

December 8, 2025
James Dohnert
A soft rental market is holding back home sales to investors.
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