https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com Rising interest rates took a bite out of MBS and ABS issuance in May and June. http://www.insidemortgagefinance.com/articles/237992 Wed, 15 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237992-securitization-growth-slowed-as-second-quarter-progressed dhollier@imfpubs.com New Federal Reserve Chair Kevin Warsh says markets will have ample warning before the central bank makes significant changes to its balance sheet policy. http://www.insidemortgagefinance.com/articles/237996 Wed, 15 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237996-warsh-says-no-sudden-moves-on-balance-sheet bivey@imfpubs.com PNC's loan sale margin for residential mortgages fell from 2.25% in the first quarter to 2.01% in the second quarter. http://www.insidemortgagefinance.com/articles/237993 Wed, 15 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237993-pnc-increases-originations-in-2q-margin-declines bivey@imfpubs.com The Mortgage Bankers Association said, if implemented, the proposed changes would make it “unattractive for banks to continue to offer” warehouse lines to nonbank mortgage companies. http://www.insidemortgagefinance.com/articles/237994 Wed, 15 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237994-treatment-of-warehouse-lending-in-basel-re-proposal-seen-as-too-harsh bivey@imfpubs.com Applications for refinances with FHA and VA increased by nearly double digits on a weekly basis last week. http://www.insidemortgagefinance.com/articles/237995 Wed, 15 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237995-short-takes-fha-va-refi-applications-up-even-with-higher-interest-rates-jpmorgan-selling-arms-new-american-funding-switching-to-vestas-los-activist-shareholder-pressures-loandepot bivey@imfpubs.com JPMorgan Chase originated $21.2 billion of residential mortgages during the second quarter, a 27.7% quarterly increase. http://www.insidemortgagefinance.com/articles/237981 Tue, 14 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237981-originations-spike-at-big-banks-in-2q-production-revenue-down bivey@imfpubs.com Lenders were a little more lenient about loan-to-value ratios on their deliveries to the GSEs during the second quarter of 2026. http://www.insidemortgagefinance.com/articles/237979 Tue, 14 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237979-ltv-ratios-rise-on-gse-deliveries-in-second-quarter sclark@imfpubs.com The guidance was in response to a May 19 executive order regarding risks to the financial system from individuals not authorized to work in the U.S. http://www.insidemortgagefinance.com/articles/237978 Tue, 14 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237978-depository-regulators-advise-on-lending-to-noncitizens sclark@imfpubs.com The Fair Credit Reporting Reseller Accuracy Act aims to reduce litigation for credit resellers. http://www.insidemortgagefinance.com/articles/237980 Tue, 14 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237980-bill-beneficial-to-credit-resellers-advancing-in-house jdohnert@imfpubs.com H.R.2854, the Neighborhood Homes Investment Act, would provide federal tax credits to help close the gap between the cost of constructing or rehabilitating a home and its market value. http://www.insidemortgagefinance.com/articles/237982 Tue, 14 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237982-support-for-tax-credit-for-construction-rehabilitation dhollier@imfpubs.com Banks' share of deliveries to the government-sponsored enterprises rose from 25.9% in the first quarter to 27.4% in the second. http://www.insidemortgagefinance.com/articles/237971 Mon, 13 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237971-banks-gain-gse-market-share jdohnert@imfpubs.com Despite the lack of presidential support, lawmakers said the passage of the bipartisan bill was an important step in boosting housing affordability. http://www.insidemortgagefinance.com/articles/237973 Mon, 13 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237973-housing-bill-moves-ahead-without-white-house-support dhollier@imfpubs.com The proposed rule would eliminate reference to "reputational harm," ostensibly to reduce subjectivity and uncertainty in enforcement. http://www.insidemortgagefinance.com/articles/237977 Mon, 13 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237977-fhfa-proposes-changes-to-suspended-counterparty-program dhollier@imfpubs.com UWM’s 2021 decision to ban affiliated brokers from working with Rocket Mortgage may have temporarily led to a reduction in rates. http://www.insidemortgagefinance.com/articles/237974 Mon, 13 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237974-uwms-all-in-addendum-led-to-lower-prices jdohnert@imfpubs.com VantageScore touts new study that claims its score model will allow access to $1 trillion in new lending opportunities. http://www.insidemortgagefinance.com/articles/237976 Mon, 13 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237976-short-takes-vantagescore-40-could-unlock-new-lending-opportunities-hometown-financial-to-acquire-primary-bank-ccbank-security-home-mortgage-rebrand-home-prices-reach-new-high bivey@imfpubs.com Rocket issued $41.35 billion of agency MBS in the April-June period, up 15.1% from the first quarter, with a surge in Ginnie loans. http://www.insidemortgagefinance.com/articles/237966 Fri, 10 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237966-rocket-surpasses-uwm-as-top-agency-mbs-issuer-in-2q jdohnert@imfpubs.com The 21st Century ROAD to Housing Act, which passed with bipartisan support, is set to automatically become law on Saturday without Trump's signature. http://www.insidemortgagefinance.com/articles/237967 Fri, 10 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237967-nhia-receives-industry-support ewilley@imfpubs.com Ginnie Mae President and Acting FHA Commissioner Joe Gormley said both agencies are looking for ways to incorporate artificial intelligence into their programs. http://www.insidemortgagefinance.com/articles/237968 Fri, 10 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237968-fha-eyes-ai-to-boost-efficiency jdohnert@imfpubs.com The trade groups are seeking some changes to condo appraisal policies set to go into effect next month as well as a delay in implementation. http://www.insidemortgagefinance.com/articles/237969 Fri, 10 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237969-trade-groups-ask-fhfa-for-changes-to-gse-condo-approval-policies jdohnert@imfpubs.com A small increase in mortgage rates drove existing home sales down in June. http://www.insidemortgagefinance.com/articles/237970 Fri, 10 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237970-short-takes-existing-home-sales-decline-naf-los-defect-to-rate-ncino-launches-prequal-tool-docutech-adds-new-translation-services-to-platform ewilley@imfpubs.com The first-quarter tally was the highest quarterly issuance total for Ginnie since the fourth quarter of 2021. http://www.insidemortgagefinance.com/articles/237949 Thu, 09 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237949-purchase-mortgages-drive-up-ginnie-issuance-in-second-quarter jdohnert@imfpubs.com Optimal Blue said the market is adapting to a higher-for-longer rate environment. http://www.insidemortgagefinance.com/articles/237947 Thu, 09 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237947-rate-lock-volume-increases-in-june bivey@imfpubs.com 400CM participated in a CRT issuance involving a $1.45 billion pool of mortgages originated by OceanFirst Bank. http://www.insidemortgagefinance.com/articles/237950 Thu, 09 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237950-400-capital-management-sees-promise-in-bank-crt-offerings azimmardi@imfpubs.com Redwood is partnering with just one or two sellers on eNotes at the moment rather than with all of its 240 loan seller partners. http://www.insidemortgagefinance.com/articles/237951 Thu, 09 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237951-redwood-starts-slow-with-enotes bivey@imfpubs.com Pending home sales increased by 1.3% on a weekly basis in the four weeks ending July 5, according to Redfin. http://www.insidemortgagefinance.com/articles/237952 Thu, 09 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237952-short-takes-pending-home-sales-inch-up-newrez-exiting-distributed-retail-anniemac-offering-construction-to-permanent-lending bivey@imfpubs.com The CFPB, HUD, VA and a number of other agencies are planning to issue proposals and final rules. http://www.insidemortgagefinance.com/articles/237933 Wed, 08 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237933-trump-admin-plans-extensive-rulemaking-for-mortgages bivey@imfpubs.com The RFI includes a variety of questions regarding timing requirements for TRID disclosures, fee disclosure tolerance thresholds, how borrowers’ right of rescission impacts refinances and issues involving reverse mortgages. http://www.insidemortgagefinance.com/articles/237934 Wed, 08 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237934-cfpb-issuing-rfi-on-changes-for-mortgage-disclosures bivey@imfpubs.com Redwood's book value declined by between 1% and 3% at the end of June compared with the end of March. http://www.insidemortgagefinance.com/articles/237935 Wed, 08 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237935-redwood-posts-decline-in-book-value-in-2q-new-joint-venture bivey@imfpubs.com The sharpest increase in the use of securitization was in the expanded-credit mortgage market. http://www.insidemortgagefinance.com/articles/237936 Wed, 08 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237936-mortgage-securitization-rate-increases-in-first-quarter bivey@imfpubs.com The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased to 6.58% in the week ending July 3, according to the MBA. http://www.insidemortgagefinance.com/articles/237937 Wed, 08 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237937-short-takes-interest-rates-tick-up-large-expanded-credit-mbs-from-verus-volume-jumps-at-figure-in-2q-new-scoring-model-from-vantagescore