<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>Latest News</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Conforming Jumbo Business at GSEs Down in First Quarter</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Some $8.60 billion of conforming jumbos flowed into GSE mortgage-backed securities issued during the first quarter, an 11.0% decline from the previous quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237222</guid>
      <pubDate>Thu, 16 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237222-conforming-jumbo-business-at-gses-down-in-first-quarter</link>
    </item>
    <item>
      <title>NY Considers Extending CRA Requirements to Insurance Industry </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[New York may soon include insurance companies in its Community Reinvestment Act regulations to combat rising homeowners insurance costs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237220</guid>
      <pubDate>Thu, 16 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237220-climate-change-spiking-homeowners-insurance-costs-nationwide</link>
    </item>
    <item>
      <title>Volume Up Sharply at US Bank in 1Q, Revenue Down</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The decline in revenue was linked to both revenue from servicing and changes in the value of mortgage servicing rights.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237223</guid>
      <pubDate>Thu, 16 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237223-volume-up-sharply-at-us-bank-in-1q-revenue-down</link>
    </item>
    <item>
      <title>Foreclosure Activity Up 26% on Annual Basis in First Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some 118,727 properties had foreclosure filings in the first quarter of 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237224</guid>
      <pubDate>Thu, 16 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237224-foreclosure-activity-up-26-on-annual-basis-in-first-quarter</link>
    </item>
    <item>
      <title>Short Takes: Homebuilder Confidence Declines / Home Price Appreciation Picks Up / Buyer’s Market / Human Interaction</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“The year started with hopes for housing momentum growth, but risks with respect to the Iran war, energy costs and declines for consumer confidence have slowed the market,” said Bill Owens, chairman of NAHB.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237225</guid>
      <pubDate>Thu, 16 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237225-short-takes-homebuilder-confidence-declines-home-price-appreciation-picks-up-buyers-market-human-interaction</link>
    </item>
    <item>
      <title>Ginnie Issuance Declines in First Quarter, Refis Steady</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The refi share of Ginnie issuance increased to 43.9% in the first quarter of 2026, the highest since the second quarter of 2021.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237202</guid>
      <pubDate>Wed, 15 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237202-ginnie-issuance-declines-in-first-quarter-refis-steady</link>
    </item>
    <item>
      <title>Housing Shortage Less Acute With Changes in Economy</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage Bankers Association Chief Economist Mike Fratantoni said that amid deteriorating immigration and fertility rates, and a flood of new construction in single- and multifamily sectors, it’s become harder to back up claims of a major housing shortage.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237204</guid>
      <pubDate>Wed, 15 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237204-cooling-demand-challenges-housing-shortage-picture</link>
    </item>
    <item>
      <title>HUD Official Clashes With Fair Housing Advocates</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Craig Trainor, assistant secretary for Fair Housing and Equal Opportunity at HUD, warned fair housing advocates that if they aren't compliant with the law, he would bring an "investigative storm" against them.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237201</guid>
      <pubDate>Wed, 15 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237201-hud-official-clashes-with-fair-housing-advocates</link>
    </item>
    <item>
      <title>Applications for Purchase Mortgages Trailing 2025 Level</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“Purchase activity remained subdued as potential homebuyers remained hesitant given the current economic uncertainty,” said Joel Kan, a vice president and deputy chief economist at the MBA.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237205</guid>
      <pubDate>Wed, 15 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237205-applications-for-purchase-mortgages-trailing-2025-level</link>
    </item>
    <item>
      <title>Short Takes: Lending Up on Annual Basis at BofA / Strong Start Until Iran War / Egan-Jones Hires Structured Finance Lead</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[BofA's originations of first mortgages increased by 42.7% on an annual basis in the first quarter of 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237206</guid>
      <pubDate>Wed, 15 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237206-short-takes-lending-up-on-annual-basis-at-bofa-strong-start-until-iran-war-egan-jones-hires-structured-finance-lead</link>
    </item>
    <item>
      <title>Residential MBS Issuance Declines Slightly in First Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Agency MBS issuance declined on a quarterly basis in the first quarter of 2026 while non-agency MBS issuance hit the highest level since the financial meltdown of 2007.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237189</guid>
      <pubDate>Tue, 14 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237189-residential-mbs-issuance-declines-slightly-in-first-quarter</link>
    </item>
    <item>
      <title>Originations Up on Annual Basis in 1Q at Chase, Wells</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Both JPMorgan Chase and Wells Fargo increased their mortgage originations by more than 40% on an annual basis in the first quarter of 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237190</guid>
      <pubDate>Tue, 14 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237190-originations-up-on-annual-basis-in-1q-at-chase-wells</link>
    </item>
    <item>
      <title>Trump Admin Plans to Constrain Home Price Appreciation</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[To limit home price appreciation, the administration is working to sharply increase the supply of homes for sale, particularly newly built homes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237192</guid>
      <pubDate>Tue, 14 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237192-trump-admin-plans-to-constrain-home-price-appreciation</link>
    </item>
    <item>
      <title>Sales of Existing Homes Decline in March</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“Lower consumer confidence and softer job growth continue to hold back buyers,” said Lawrence Yun, chief economist at NAR.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237193</guid>
      <pubDate>Tue, 14 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237193-sales-of-existing-homes-decline-in-march</link>
    </item>
    <item>
      <title>Short Takes: Mortgage Demand Shifts in March / Applications Tied to New Homes Jump in March / Chase Brings Large HELOC Securitization / LOs Not Top Source of Advice</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Locks for conforming mortgages lost market share to FHA loans and nonconforming mortgages in March, according to Optimal Blue.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237194</guid>
      <pubDate>Tue, 14 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237194-short-takes-mortgage-demand-shifts-in-march-applications-tied-to-new-homes-jump-in-march-chase-brings-large-heloc-securitization-los-not-top-source-of-advice</link>
    </item>
    <item>
      <title>Non-Agency MBS Issuance Picks Up in 1Q</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of non-agency mortgage-backed securities increased 34.2% from the fourth quarter of 2025 to the first quarter of 2026, according to a new ranking and analysis by <em>Inside Nonconforming Markets</em>.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237183</guid>
      <pubDate>Mon, 13 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237183-non-agency-mbs-issuance-picks-up-in-1q</link>
    </item>
    <item>
      <title>Unison Hit With Class Action for HEIs in Colorado</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The lawsuit alleges that Unison lured Colorado homeowners into high-cost home equity agreements by falsely marketing its product as an interest-free option contract.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237184</guid>
      <pubDate>Mon, 13 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237184-unison-hit-with-class-action-for-heis-in-colorado</link>
    </item>
    <item>
      <title>Loss-Mitigation Changes Blamed for Rise in FHA DQs</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The recent rise in FHA delinquencies appears to be an artificial effect caused by the new trial payment plans borrowers must complete before loans can be modified, according to research by the Center for Responsible Lending.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237185</guid>
      <pubDate>Mon, 13 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237185-loss-mitigation-changes-blamed-for-rise-in-fha-dqs</link>
    </item>
    <item>
      <title>Parents Playing Growing Role in Helping Children Afford Homes</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[About six in 10 parents have provided or plan to provide financial assistance to help their child buy a home, according to a new&nbsp;survey&nbsp;released by Veterans United Home Loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237186</guid>
      <pubDate>Mon, 13 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237186-parents-playing-growing-role-in-helping-children-afford-homes</link>
    </item>
    <item>
      <title>Short Takes: Property Tax Bills Rising / VantageScore Launches Credit Risk Analytics Tool / The Loan Store Fills MBS From Lone Star Funds / Growing Consumer Segment Believes Homeownership Is Out of Reach</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The average single-family home generated $4,427 in taxes in 2025, a 3% increase over the prior year.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237187</guid>
      <pubDate>Mon, 13 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237187-short-takes-property-tax-bills-rising-vantagescore-launches-credit-risk-analytics-tool-the-loan-store-fills-mbs-from-lone-star-funds-growing-consumer-segment-believes-homeownership-is-out-of-reach</link>
    </item>
    <item>
      <title>Agency Purchase-Mortgage Business Holds Steady in Early 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Purchase-mortgage volume in agency MBS issued in the first quarter of 2026 was essentially flat compared with the first quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237178</guid>
      <pubDate>Fri, 10 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237178-agency-purchase-mortgage-business-level-compared-with-2025</link>
    </item>
    <item>
      <title>Locks for Purchase Mortgages Increase in March</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Locks for purchase mortgages increased by 22.9% on a monthly basis in March, according to Mortgage Capital Trading.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237179</guid>
      <pubDate>Fri, 10 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237179-locks-for-purchase-mortgages-increase-in-march</link>
    </item>
    <item>
      <title>Investors Showing Strong Demand for Home Equity Loan Securitizations</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[“This combination of credit quality, yield and rate protection has drawn interest from asset managers, insurance companies and hedge funds,” said Adam Beeler, global head of strategic partnerships and new business development at Angel Oak Capital Advisors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237180</guid>
      <pubDate>Fri, 10 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237180-investors-showing-strong-demand-for-home-equity-loan-securitizations</link>
    </item>
    <item>
      <title>GSE Policies on Cryptocurrency Unchanged</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Multiple GSE officials told <em>Inside The GSEs</em> that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237181</guid>
      <pubDate>Fri, 10 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237181-gse-policies-on-cryptocurrency-unchanged</link>
    </item>
    <item>
      <title>Short Takes: Interest Rates Decline / NewFi Fills Non-Agency MBS / ‘Sweet Spot’ for Buydowns</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The average interest rate on a 30-year fixed-rate mortgage fell to 6.37% as of Thursday, down from 6.46% the week prior, according to Freddie Mac.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237182</guid>
      <pubDate>Fri, 10 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237182-short-takes-interest-rates-decline-newfi-fills-non-agency-mbs-sweet-spot-for-buydowns</link>
    </item>
    <item>
      <title>UWM Offers Temporary Price Break on Purchase Mortgages</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The promotion is available for borrowers with credit scores of 700 or above, for conventional mortgages and government-insured loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237160</guid>
      <pubDate>Thu, 09 Apr 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237160-uwm-offers-temporary-price-break-on-purchase-mortgages</link>
    </item>
    <item>
      <title>Fannie Issues Guidance for Use of AI by Lenders</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The new guidelines, which go into effect Aug. 6, require seller/servicers to have clear policies in place to mitigate the risks posed by this technology and to ensure it complies with existing laws and regulations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237159</guid>
      <pubDate>Thu, 09 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237159-fannie-issues-ai-guidance</link>
    </item>
    <item>
      <title>loanDepot Partners With Figure to Offer HELOCs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[loanDepot has already been originating both HELOCs and closed-end second liens.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237164</guid>
      <pubDate>Thu, 09 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237164-loandepot-partners-with-figure-to-offer-helocs</link>
    </item>
    <item>
      <title>Banks Increase Sales of Mortgages Near End of 2025</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Banks sold $125.65 billion of mortgages during the fourth quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237161</guid>
      <pubDate>Thu, 09 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237161-banks-increase-sales-of-mortgages-near-end-of-2025</link>
    </item>
    <item>
      <title>Short Takes: Buyer’s Market / Renovation-Focused Lender Recruiting LOs / Better Done Raising Capital</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“There are hundreds of thousands more home sellers in the market than buyers because buyers have been spooked by high mortgage rates, high prices and economic uncertainty,” Redfin said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237163</guid>
      <pubDate>Thu, 09 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237163-short-takes-buyers-market-renovation-focused-lender-recruiting-los-better-done-raising-capital</link>
    </item>
  </channel>
</rss>
