https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Fannie's forecast also shifted from a modest increase in mortgage originations on an annual basis in 2027 to a 10.6% decline. http://www.insidemortgagefinance.com/articles/238818 Thu, 15 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238818-fannie-economists-sharply-increase-interest-rate-forecast bivey@imfpubs.com Originations declined by 12.3% from the second quarter. http://www.insidemortgagefinance.com/articles/238819 Thu, 15 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238819-mortgage-originations-revenue-decline-at-us-bank-in-3q azimmardi@imfpubs.com Much of the increase was from prime jumbos. http://www.insidemortgagefinance.com/articles/238820 Thu, 15 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238820-prime-non-agency-mbs-issuance-up-in-3q bivey@imfpubs.com The value of MBS holdings declined during the quarter as interest rates increased sharply. http://www.insidemortgagefinance.com/articles/238821 Thu, 15 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238821-agency-mbs-reit-orchid-island-takes-loss-in-third-quarter bivey@imfpubs.com First Horizon took a $473 million pre-tax loss in non-interest income on the sale of mortgages with an unpaid principal balance of $4.5 billion. http://www.insidemortgagefinance.com/articles/238822 Thu, 15 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238822-short-takes-first-horizon-takes-loss-on-sale-of-mortgages-restructures-inflation-still-high-margins-improve-at-pnc-fha-supports-build-to-rent jbancroft@imfpubs.com Issuance of non-agency MBS increased by 9.3% during the third quarter to $65.27 billion. http://www.insidemortgagefinance.com/articles/238800 Wed, 14 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238800-mbs-abs-issuance-down-in-3q-non-agency-rises jdohnert@imfpubs.com A recent PwC study found that 74% of borrowers were concerned about AI making lending decisions. http://www.insidemortgagefinance.com/articles/238797 Wed, 14 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238797-borrowers-weary-of-ai-decision-making bivey@imfpubs.com BofA's originations of home equity loans increased by 2.9% from the second quarter. http://www.insidemortgagefinance.com/articles/238801 Wed, 14 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238801-home-equity-lending-holds-up-at-bofa-in-third-quarter bivey@imfpubs.com Loans in the $294.1 million issuance have seasoned for an average of two months. http://www.insidemortgagefinance.com/articles/238802 Wed, 14 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238802-ellington-preps-non-agency-mbs-with-gse-eligible-loans-from-pennymac bivey@imfpubs.com Mortgage applications declined by 2.7% on a weekly basis last week. http://www.insidemortgagefinance.com/articles/238803 Wed, 14 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238803-short-takes-applications-decline-a-little-more-mixed-reading-for-home-sales-in-september-upside-to-higher-interest-rates-better-reducing-expenses bivey@imfpubs.com Chase posted a large drop in production income compared with the second quarter and an increase in net servicing revenue. http://www.insidemortgagefinance.com/articles/238787 Tue, 13 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238787-originations-mortgages-earnings-decline-in-3q-at-chase-wells jdohnert@imfpubs.com The Mortgage Bankers Association launched a housing affordability action plan with 20 policies that can help reduce the cost of housing "with the stroke of a pen." http://www.insidemortgagefinance.com/articles/238786 Tue, 13 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238786-mba-takes-aim-at-affordability sclark@imfpubs.com It's unclear if mortgages can be fully AI-originated and still comply with state and federal laws. http://www.insidemortgagefinance.com/articles/238784 Tue, 13 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238784-ai-mortgage-originations-without-a-lo-face-complications jdohnert@imfpubs.com Kieran Brady, chief financial officer at Archwest, said the outlook for the RTL sector remains strong, supported by the long-term need for new housing and renovation of existing homes. http://www.insidemortgagefinance.com/articles/238785 Tue, 13 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238785-residential-transition-loan-players-optimistic-amid-higher-rates bivey@imfpubs.com Pulte's planned speaking spot at the MBA conference went from in-person to virtual to canceled. http://www.insidemortgagefinance.com/articles/238788 Tue, 13 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238788-short-takes-pulte-skips-mba-conference-rates-projected-to-hit-785-uwms-share-price-nears-100-state-regulators-looking-for-feedback-on-mlo-testing ewilley@imfpubs.com Refinance business dropped and VA volume declined at a faster pace than FHA business. http://www.insidemortgagefinance.com/articles/238779 Mon, 12 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238779-ginnie-issuance-declines-by-95-in-third-quarter jdohnert@imfpubs.com Mortgage origination volume is expected to decrease by 5.6% from 2026 to 2027, according to a new forecast by the Mortgage Bankers Association. http://www.insidemortgagefinance.com/articles/238778 Mon, 12 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238778-mba-forecasts-a-decline-in-originations-for-2027 azimmardi@imfpubs.com New York Life Investment Management plans to make a significant multi-year capital commitment to Invictus Capital Partners. http://www.insidemortgagefinance.com/articles/238780 Mon, 12 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238780-new-york-life-plans-to-boost-invictus-capital-partners ewilley@imfpubs.com The U.S. Court of Appeals for the Fifth Circuit upheld a ruling by a Texas district court, determining that Ginnie Mae had the authority to seize Texas Capital Bank’s interest in the tails on home equity conversion mortgages once serviced by Reverse Mortgage Funding. http://www.insidemortgagefinance.com/articles/238782 Mon, 12 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238782-appeals-court-affirms-ginnies-seizure-of-rmfs-hecm-tails bivey@imfpubs.com Rather than speaking as scheduled today, the MBA said FHFA Director Bill Pulte “hopes to be with us remotely on Tuesday.” http://www.insidemortgagefinance.com/articles/238781 Mon, 12 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238781-short-takes-pulte-avoids-chicago-pending-home-sales-falling-experian-reduces-charges bivey@imfpubs.com Refi volume in agency MBS issuance declined by 46.3% on a quarterly basis. http://www.insidemortgagefinance.com/articles/238773 Fri, 09 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238773-agency-mbs-issuance-declines-in-3q-with-drop-in-refis bivey@imfpubs.com Nearly 2,000 lenders and resellers are obtaining VS4 scores for free when paying for FICO scores and more than 165 lenders are exclusively using VS4 for certain loans. http://www.insidemortgagefinance.com/articles/238774 Fri, 09 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238774-equifax-extends-1-price-for-vs4-through-end-of-2028 bivey@imfpubs.com "We continue to view agency MBS as an attractive alternative to tight investment-grade corporate spreads, with the recent buildup in risk premiums making the relative value case for agency MBS even more compelling," analysts at Goldman Sachs wrote. http://www.insidemortgagefinance.com/articles/238775 Fri, 09 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238775-agency-mbs-investors-see-opportunities-after-3q-losses jdohnert@imfpubs.com The company behind an AI-native LOS closed a $30 million funding round that included investments from existing clients. http://www.insidemortgagefinance.com/articles/238776 Fri, 09 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238776-pennymac-new-american-funding-invest-in-vesta bivey@imfpubs.com eXp's new partnership comes after the end of a similar relationship with Kind Lending. http://www.insidemortgagefinance.com/articles/238777 Fri, 09 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238777-short-takes-exp-realty-partners-with-newrez-fannie-selling-npls-vwh-buys-more-distressed-mortgages-orderly-succession-at-mfa bivey@imfpubs.com A fair amount of the shift in share to the retail channel was due to a decline in production at United Wholesale Mortgage. http://www.insidemortgagefinance.com/articles/238756 Thu, 08 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238756-retail-gains-share-of-conventional-conforming-lending bivey@imfpubs.com “The companies most at risk tend to be those with limited scale, very narrow product offerings or really weak capital positions,” Norah Zhang, an assistant vice president in the financial institutions group at Moody’s Ratings, said. http://www.insidemortgagefinance.com/articles/238757 Thu, 08 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238757-elevated-rates-expected-to-lead-to-lender-m-and-a sclark@imfpubs.com Nikitra Bailey, executive vice president of the National Fair Housing Alliance, sharply criticized the investigation. http://www.insidemortgagefinance.com/articles/238755 Thu, 08 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238755-hud-launches-investigation-into-wells-fargo bivey@imfpubs.com Demand from MBS investors for non-agency mortgages diminished during the second quarter of 2026 as interest rates increased. http://www.insidemortgagefinance.com/articles/238760 Thu, 08 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238760-securitization-rate-for-non-agency-mortgages-declines-in-2q bivey@imfpubs.com Trade groups said aligning ROV policies across mortgage programs would be preferable. http://www.insidemortgagefinance.com/articles/238759 Thu, 08 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238759-short-takes-lenders-want-uniform-standards-for-rov-transunion-offers-first-look-program-loandepot-gets-funding-from-nomura-agnc-maintains-dividend-level-for-october