https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com "We could no longer see a path forward for the profitability on the base level overhead that it takes to run an efficient distributed retail operation," said Chuck Williams, chairman and CEO of Northpointe Bank. http://www.insidemortgagefinance.com/articles/238883 Thu, 22 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238883-retail-consumer-direct-lending-not-viable-for-northpointe bivey@imfpubs.com Lenders are struggling with originations, providing incentives for sales of MSRs. http://www.insidemortgagefinance.com/articles/238884 Thu, 22 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238884-annaly-expects-supply-of-msrs-to-remain-strong bivey@imfpubs.com The planned $291.0 million issuance is on a shelf named Prism. http://www.insidemortgagefinance.com/articles/238885 Thu, 22 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238885-chimera-launches-expanded-credit-mbs-shelf-with-homexpress bivey@imfpubs.com The company generated $66.6 million of net income in the third quarter of 2026, down 37.5% from the third quarter of 2025. http://www.insidemortgagefinance.com/articles/238886 Thu, 22 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238886-homebuilder-m-i-homes-sees-choppy-conditions bivey@imfpubs.com Mortgage finance loans outstanding declined by 8.6% on a quarterly basis at Texas Capital Bank. http://www.insidemortgagefinance.com/articles/238887 Thu, 22 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238887-short-takes-warehouse-lending-down-at-texas-capital-bank-loss-at-another-agency-mbs-reit-pulte-groups-average-sale-price-down-slightly-lower-originations-mean-lower-compensation jbancroft@imfpubs.com A recent analysis found that non-agency MBS issuance in the third quarter reached the second-highest production level since the third quarter of 2007. http://www.insidemortgagefinance.com/articles/238868 Wed, 21 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238868-prime-loans-boost-non-agency-mbs-in-3q bivey@imfpubs.com With traditional mortgage originations depressed, expanded-credit lending could gain more market share. http://www.insidemortgagefinance.com/articles/238861 Wed, 21 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238861-higher-interest-rates-could-boost-expanded-credit-mortgages jdohnert@imfpubs.com Northpointe Bank is selling its distributed retail and consumer direct mortgage origination channels to CMG Financial. http://www.insidemortgagefinance.com/articles/238869 Wed, 21 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238869-northpointe-selling-retail-mortgage-origination-business jdohnert@imfpubs.com Annaly Capital Management reported a loss of $1.0 billion in the third quarter of 2026. http://www.insidemortgagefinance.com/articles/238870 Wed, 21 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238870-annaly-takes-large-loss-in-3q jdohnert@imfpubs.com Higher mortgage rates slow down mortgage application submissions; Better continues cost-cutting measures; Home prices tick up slightly in September. http://www.insidemortgagefinance.com/articles/238871 Wed, 21 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238871-short-takes-mortgage-apps-decrease-better-continues-cost-cutting-home-prices-tick-up bivey@imfpubs.com Both government-sponsored enterprise and Ginnie Mae bulk servicing transfers declined on a quarterly basis in the third quarter. http://www.insidemortgagefinance.com/articles/238855 Tue, 20 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238855-bulk-sales-of-agency-servicing-declines bivey@imfpubs.com “Investors love rising interest rates,” said Joseph Lau, president of LordCap Green and chairman of the Fixed Income Investor Network. http://www.insidemortgagefinance.com/articles/238853 Tue, 20 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238853-mbs-abs-investors-ready-for-more-issuance sclark@imfpubs.com On the fair lending front, the CFPB said its new “leadership uncovered egregious examples of companies being targeted for protected political speech and exercising their constitutional rights.” http://www.insidemortgagefinance.com/articles/238856 Tue, 20 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238856-cfpb-pulls-back-on-fair-lending-efforts jdohnert@imfpubs.com Changes in the fair value of its agency MBS holdings led to the third-quarter losses. http://www.insidemortgagefinance.com/articles/238857 Tue, 20 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238857-agnc-reports-3q-losses bivey@imfpubs.com While VantageScore has been making its case at investor events focused on publicly traded companies, its CEO says there's no need for the credit scoring company to go public. http://www.insidemortgagefinance.com/articles/238858 Tue, 20 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238858-short-takes-vantagescore-to-remain-a-private-company-originations-margins-down-at-amerihome-owner-pennymac-markets-first-dscr-only-mbs dhollier@imfpubs.com The top two GSE sellers — on both quarterly and year-to-date bases — remain Rocket Mortgage and United Wholesale Mortgage. http://www.insidemortgagefinance.com/articles/238846 Mon, 19 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238846-deliveries-to-the-gses-down-in-3q jdohnert@imfpubs.com The biggest change for Dynex in the third quarter was a sharp increase in unrealized losses on investments. http://www.insidemortgagefinance.com/articles/238847 Mon, 19 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238847-dynex-reports-losses jdohnert@imfpubs.com Homebase is available to MBA members at an annual subscription fee of $150 and to non-members for $300. The platform offers continuing education coursework, coaching, community engagement and advocacy opportunities. http://www.insidemortgagefinance.com/articles/238848 Mon, 19 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238848-mba-launches-coaching-platform-for-los jdohnert@imfpubs.com The new tool applies certain simulated actions that borrowers can do to increase their scores and returns the projected VantageScore 4.0 credit score based on the actual credit model algorithm. http://www.insidemortgagefinance.com/articles/238849 Mon, 19 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238849-vantagescore-launches-credit-score-simulator-for-vs4 jdohnert@imfpubs.com Saluda Grade will provide capital for Zippy and work alongside it on credit, product development and other areas. http://www.insidemortgagefinance.com/articles/238850 Mon, 19 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238850-short-takes-saluda-grade-zippy-team-for-manufactured-housing-loans-bravo-capital-now-financing-btr-projects-dark-matter-promotes-execs bivey@imfpubs.com Rocket Mortgage, the largest agency servicer and a nonbank, went the other way, reducing its portfolio during the quarter. http://www.insidemortgagefinance.com/articles/238837 Fri, 16 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238837-ginnie-servicing-up-in-3q-nonbanks-take-more-share bivey@imfpubs.com First Horizon opted to sell mortgages with low interest rates at a loss due to the limited utility the bank saw from the loans, according to Hope Dmuchowski, a senior executive vice president and chief financial officer at the bank. http://www.insidemortgagefinance.com/articles/238838 Fri, 16 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238838-first-horizon-selling-45-billion-of-mortgages-at-10-discount ewilley@imfpubs.com A tool for annual financial reports now pre-populates information for issuers, changing a three-hour process to a 15-minute process, based on two issuers’ anecdotes. http://www.insidemortgagefinance.com/articles/238839 Fri, 16 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238839-ginnie-making-improvements-to-its-tech-systems bivey@imfpubs.com The bank sharply increased the size of its subservicing portfolio in June. http://www.insidemortgagefinance.com/articles/238841 Fri, 16 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238841-m-and-t-bank-sees-boost-in-mortgage-revenue-from-subservicing bivey@imfpubs.com The annual sales rate for new homes is at the lowest level seen since April 2020, according to the MBA. http://www.insidemortgagefinance.com/articles/238843 Fri, 16 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238843-short-takes-new-home-sales-falter-renting-getting-more-attractive-rocket-donates-to-trumps-ballroom-home-sale-platform-offering-mortgages bivey@imfpubs.com Fannie's forecast also shifted from a modest increase in mortgage originations on an annual basis in 2027 to a 10.6% decline. http://www.insidemortgagefinance.com/articles/238818 Thu, 15 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238818-fannie-economists-sharply-increase-interest-rate-forecast bivey@imfpubs.com Originations declined by 12.3% from the second quarter. http://www.insidemortgagefinance.com/articles/238819 Thu, 15 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238819-mortgage-originations-revenue-decline-at-us-bank-in-3q azimmardi@imfpubs.com Much of the increase was from prime jumbos. http://www.insidemortgagefinance.com/articles/238820 Thu, 15 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238820-prime-non-agency-mbs-issuance-up-in-3q bivey@imfpubs.com The value of MBS holdings declined during the quarter as interest rates increased sharply. http://www.insidemortgagefinance.com/articles/238821 Thu, 15 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238821-agency-mbs-reit-orchid-island-takes-loss-in-third-quarter bivey@imfpubs.com First Horizon took a $473 million pre-tax loss in non-interest income on the sale of mortgages with an unpaid principal balance of $4.5 billion. http://www.insidemortgagefinance.com/articles/238822 Thu, 15 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238822-short-takes-first-horizon-takes-loss-on-sale-of-mortgages-restructures-inflation-still-high-margins-improve-at-pnc-fha-supports-build-to-rent