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Banks Gain GSE Market Share

July 13, 2026
Dennis Hollier
Banks' share of deliveries to the government-sponsored enterprises rose from 25.9% in the first quarter to 27.4% in the second.
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Housing Bill Moves Ahead Without White House Support

July 13, 2026
James Dohnert
Despite the lack of presidential support, lawmakers said the passage of the bipartisan bill was an important step in boosting housing affordability.
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FHFA Proposes Changes to Suspended Counterparty Program

July 13, 2026
Dennis Hollier
The proposed rule would eliminate reference to "reputational harm," ostensibly to reduce subjectivity and uncertainty in enforcement.
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UWM’s All-In Addendum Led to Lower Prices

July 13, 2026
Dennis Hollier
UWM’s 2021 decision to ban affiliated brokers from working with Rocket Mortgage may have temporarily led to a reduction in rates.
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Short Takes: VantageScore 4.0 Could Unlock New Lending Opportunities / Hometown Financial to Acquire Primary Bank / CCBank, Security Home Mortgage Rebrand / Home Prices Reach New High

July 13, 2026
James Dohnert
VantageScore touts new study that claims its score model will allow access to $1 trillion in new lending opportunities.
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Rocket Surpasses UWM as Top Agency MBS Issuer in 2Q

July 10, 2026
Brandon Ivey
Rocket issued $41.35 billion of agency MBS in the April-June period, up 15.1% from the first quarter, with a surge in Ginnie loans.
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President Trump Reiterates Refusal to Sign Housing Bill

July 10, 2026
James Dohnert
The 21st Century ROAD to Housing Act, which passed with bipartisan support, is set to automatically become law on Saturday without Trump's signature.
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FHA Eyes AI to Boost Efficiency

July 10, 2026
Emmeline Willey
Ginnie Mae President and Acting FHA Commissioner Joe Gormley said both agencies are looking for ways to incorporate artificial intelligence into their programs.
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Trade Groups Ask FHFA for Changes to GSE Condo Approval Policies

July 10, 2026
James Dohnert
The trade groups are seeking some changes to condo appraisal policies set to go into effect next month as well as a delay in implementation.
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Short Takes: Existing Home Sales Decline / NAF LOs Defect to Rate / nCino Launches Pre-qual Tool / Docutech Adds New Translation Services to Platform

July 10, 2026
James Dohnert
A small increase in mortgage rates drove existing home sales down in June.
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Latest Imf News

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