Originations Spike at Big Banks in 2Q, Production Revenue Down July 14, 2026 Brandon Ivey JPMorgan Chase originated $21.2 billion of residential mortgages during the second quarter, a 27.7% quarterly increase.Read More
LTV Ratios Rise on GSE Deliveries in Second Quarter July 14, 2026 Brandon Ivey Lenders were a little more lenient about loan-to-value ratios on their deliveries to the GSEs during the second quarter of 2026.Read More
Depository Regulators Issue Guidance on Lending to Noncitizens July 14, 2026 Shannon Clark The guidance was in response to a May 19 executive order regarding risks to the financial system from individuals not authorized to work in the U.S.Read More
Bill Beneficial to Credit Resellers Advancing in House July 14, 2026 Shannon Clark The Fair Credit Reporting Reseller Accuracy Act aims to reduce litigation for credit resellers.Read More
Support for Tax Credit for Construction, Rehabilitation July 14, 2026 James Dohnert H.R.2854, the Neighborhood Homes Investment Act, would provide federal tax credits to help close the gap between the cost of constructing or rehabilitating a home and its market value.Read More
Banks Gain GSE Market Share July 13, 2026 Dennis Hollier Banks' share of deliveries to the government-sponsored enterprises rose from 25.9% in the first quarter to 27.4% in the second.Read More
Housing Bill Moves Ahead Without White House Support July 13, 2026 James Dohnert Despite the lack of presidential support, lawmakers said the passage of the bipartisan bill was an important step in boosting housing affordability.Read More
FHFA Proposes Changes to Suspended Counterparty Program July 13, 2026 Dennis Hollier The proposed rule would eliminate reference to "reputational harm," ostensibly to reduce subjectivity and uncertainty in enforcement.Read More
UWM’s All-In Addendum Led to Lower Prices July 13, 2026 Dennis Hollier UWM’s 2021 decision to ban affiliated brokers from working with Rocket Mortgage may have temporarily led to a reduction in rates.Read More
Short Takes: VantageScore 4.0 Could Unlock New Lending Opportunities / Hometown Financial to Acquire Primary Bank / CCBank, Security Home Mortgage Rebrand / Home Prices Reach New High July 13, 2026 James Dohnert VantageScore touts new study that claims its score model will allow access to $1 trillion in new lending opportunities.Read More