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GSE Deliveries by Top Players Decline in November

December 11, 2025
Dennis Hollier
Among the 10 largest sellers, GSE volume increased on a monthly basis outside of the top three firms.
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Fed’s Rate Cut Not Expected to Help Mortgages Much

December 11, 2025
Brandon Ivey
Interest rates on mortgages are expected to remain in a narrow band in the next few years.
Read More

GSEs Update Guidelines Tied to Fraud

December 11, 2025
Brandon Ivey
Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.
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SG Capital Partners Returns as Expanded-Credit MBS Issuer

December 11, 2025
Brandon Ivey
The issuance looks to have been prompted by a joint venture SG Capital formed earlier this year known as Hillgrowth Acquisition.
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Short Takes: CFPB Offers HMDA Reporting Extension / Home Sales Slow in Mid-Atlantic / Few Homebuyers Shop for Lenders

December 11, 2025
Brandon Ivey
Filing deadline for third-quarter HMDA data has been extended to Dec. 12.
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Mortgage Buyback Activity at Banks Down Somewhat in 3Q

December 10, 2025
Namrata Bhatia
Repurchase activity declined by 5.4% from the second quarter of 2025.
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NCRC Launches Fair Lending Tip Line

December 10, 2025
Shannon Clark
The National Community Reinvestment Coalition is accepting confidential tips and will investigate fair lending issues.
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Locks for Refis Trail Off in November

December 10, 2025
Brandon Ivey
Locks for rate/term refis were down 34.3% on a monthly basis.
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Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios

December 10, 2025
Brandon Ivey
The average combined LTV ratio for loans in the pending $365.0 million MBS from Citi is 82.8%.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
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