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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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UI Offers Tools to Help Lenders Launch SPCPs

March 22, 2024
Dennis Hollier
The Urban Institute, with funding from the National Fair Housing Alliance, has developed resources lenders can use to launch special purpose credit programs.
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Millennial Borrowers Make Up Growing Share of Mortgage Market

March 14, 2024
James Dohnert
Millennials, defined as borrowers aged 27 to 42, received the majority of mortgage offers made through LendingTree’s platform.
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Texas Wildfire Reinforces Property Insurance Issues

March 7, 2024
James Dohnert
The impact climate change-related natural disasters are having on the property insurance sector is not limited to Texas, according to experts.
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Lenders Cautiously Optimistic as Home Sales Increase

January 25, 2024
James Dohnert
An uptick in home sales is helping lenders to have a rosier outlook for 2024, but the mortgage lock-in effect could put a cap on expected growth.
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GSEs’ Energy Codes Should Match Those of Other Loan Programs

January 4, 2024
Dennis Hollier
If the GSEs required stricter energy codes on new homes, savings on utility bills would cover borrowers’ costs within three years, a coalition of advocacy groups said in a letter to the Federal Housing Finance Agency.
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Treasury Strengthens CDFI Certification Criteria

December 14, 2023
James Dohnert
The revised CDFI certification process will improve lender accountability and streamline the application process.
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DPA Programs Help Lenders Navigate High Interest Environment

December 7, 2023
James Dohnert
Lenders have launched a variety of products to reduce downpayment costs for GSE-eligible borrowers.
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Innovations Allow Fannie to Safely Expand Access to Credit

November 30, 2023
Dennis Hollier
Faster, better analysis of credit data means Fannie Mae can reduce some of the barriers to homeownership in “missing middle” housing.
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FHFA Director Elaborates on Plans for FHLBank Reform

November 22, 2023
Dennis Hollier
Federal Housing Finance Agency Director Sandra Thompson wants closer collaboration among the FHLBanks, the Federal Reserve and FDIC.
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California Clears Way for ADUs to Be Sold as Condos

October 26, 2023
Monica Hogan
Beginning in 2024 cities and counties in California can adopt ordinances to let an accessory dwelling unit be sold or conveyed separately from the primary residence.
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