Description+goes+here https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com The slowdown in premium increases comes as insurers focused on restoring profitability after a period of high inflation, rising construction costs, expensive reinsurance and record catastrophe losses. http://www.insidemortgagefinance.com/articles/238257 Thu, 20 Aug 2026 11:53:22 -0400 https://www.insidemortgagefinance.com/articles/238257-home-insurance-premiums-moderate jdohnert@imfpubs.com More homebuyers are being forced to bring more cash, renegotiate the sale price or restructure their mortgage. http://www.insidemortgagefinance.com/articles/238246 Thu, 13 Aug 2026 11:07:56 -0400 https://www.insidemortgagefinance.com/articles/238246-increasing-appraisal-gaps-leads-to-a-rise-in-loan-restructuring jdohnert@imfpubs.com Homebuying picked up in the summer months after a slower than usual spring season. http://www.insidemortgagefinance.com/articles/238184 Thu, 06 Aug 2026 11:45:37 -0400 https://www.insidemortgagefinance.com/articles/238184-homebuying-season-extends-from-spring-to-summer jdohnert@imfpubs.com Homebuilders reported a slight decline in incentive use in the second quarter, but still project incentives to remain elevated compared to historical average for the foreseeable future. http://www.insidemortgagefinance.com/articles/238116 Thu, 30 Jul 2026 11:08:00 -0400 https://www.insidemortgagefinance.com/articles/238116-homebuilders-expect-incentives-use-to-remain-elevated dhollier@imfpubs.com Construction loans may be too risky for the GSEs to purchase at scale, but Fannie has other products that help increase and preserve supply. http://www.insidemortgagefinance.com/articles/238040 Fri, 24 Jul 2026 15:55:22 -0400 https://www.insidemortgagefinance.com/articles/238040-fannies-supply-problem-strategies jdohnert@imfpubs.com Homebuilders believe that in addition to the federal housing bill, localized reforms are needed to address housing affordability. http://www.insidemortgagefinance.com/articles/238057 Thu, 23 Jul 2026 12:02:00 -0400 https://www.insidemortgagefinance.com/articles/238057-homebuilders-hope-for-more-changes-after-housing-bill bivey@imfpubs.com Any impact from the landmark 21st Century ROAD to Housing Act could take years, with the Republicans proudly touting that the law doesn’t include any new funding. http://www.insidemortgagefinance.com/articles/237984 Thu, 16 Jul 2026 11:14:19 -0400 https://www.insidemortgagefinance.com/articles/237984-high-hopes-for-housing-bill-shunned-by-trump dhollier@imfpubs.com The FHFA director told homebuilders that Fannie Mae and Freddie Mac probably won’t play a big role in construction finance, but the Federal Home Loan Banks may expand their participation in the sector. http://www.insidemortgagefinance.com/articles/237762 Thu, 18 Jun 2026 09:08:00 -0400 https://www.insidemortgagefinance.com/articles/237762-despite-dni-gig-pulte-still-making-fhfa-plans jdohnert@imfpubs.com New offering lets homebuyers save up to $20,000 on a home purchase or sale when they use Rocket and a Redfin agent. http://www.insidemortgagefinance.com/articles/237575 Thu, 28 May 2026 11:55:06 -0400 https://www.insidemortgagefinance.com/articles/237575-rocket-leverages-redfin-acquisition-with-new-discount-offering dhollier@imfpubs.com Despite ending his long hiatus on GSE talk, Trump fails to persuade skeptics that he’s ready to take Fannie and Freddie out of conservatorship anytime soon. http://www.insidemortgagefinance.com/articles/237398 Thu, 07 May 2026 12:06:20 -0400 https://www.insidemortgagefinance.com/articles/237398-trump-comments-revive-ipo-speculation jdohnert@imfpubs.com Downpayment assistance programs are no longer just for first-time homebuyers with limited income. http://www.insidemortgagefinance.com/articles/237396 Thu, 07 May 2026 12:02:30 -0400 https://www.insidemortgagefinance.com/articles/237396-credit-boxes-widening-for-dpa-programs jdohnert@imfpubs.com The housing market is starting to see a decline in mortgage lock-in but it will take a while to reach a new equilibrium. http://www.insidemortgagefinance.com/articles/237331 Thu, 30 Apr 2026 12:02:46 -0400 https://www.insidemortgagefinance.com/articles/237331-lock-in-effect-thawing-slowly jdohnert@imfpubs.com With interest rates elevated, lenders are urged to highlight the wealth creation potential of homeownership to encourage renters to take the plunge and purchase a home. http://www.insidemortgagefinance.com/articles/237277 Thu, 23 Apr 2026 12:02:11 -0400 https://www.insidemortgagefinance.com/articles/237277-lenders-challenged-as-homebuyers-may-be-better-off-renting jdohnert@imfpubs.com Real estate professionals argue that private listings can be a net negative for homebuyers and sellers. http://www.insidemortgagefinance.com/articles/237207 Thu, 16 Apr 2026 11:23:42 -0400 https://www.insidemortgagefinance.com/articles/237207-private-listings-may-impact-home-valuations jdohnert@imfpubs.com Pent-up buyer demand may help overcome some interest rate challenges and economic uncertainties this spring. http://www.insidemortgagefinance.com/articles/237148 Thu, 09 Apr 2026 11:54:40 -0400 https://www.insidemortgagefinance.com/articles/237148-uncertainty-clouds-spring-homebuying-outlook jdohnert@imfpubs.com Lenders expect ARM originations to continue to rise even as interest rates have begun to decline. http://www.insidemortgagefinance.com/articles/236832 Thu, 05 Mar 2026 12:04:42 -0500 https://www.insidemortgagefinance.com/articles/236832-arm-originations-grow-as-borrowers-eye-affordability-options jdohnert@imfpubs.com David Neylan, president and chief operating officer at Guild Mortgage, said there is no quick fix to make homebuying more affordable. http://www.insidemortgagefinance.com/articles/236694 Thu, 19 Feb 2026 11:51:20 -0500 https://www.insidemortgagefinance.com/articles/236694-lenders-taking-multipronged-approach-to-solve-affordability-issues jdohnert@imfpubs.com Lenders are examining opportunities to retain more servicing this year as originations are expected to stay steady. http://www.insidemortgagefinance.com/articles/236643 Thu, 12 Feb 2026 11:38:11 -0500 https://www.insidemortgagefinance.com/articles/236643-lenders-expected-to-retain-more-servicing-after-recent-sell-off jdohnert@imfpubs.com Unemployment and inflation are leading to an increase in delinquencies and foreclosures. http://www.insidemortgagefinance.com/articles/236637 Thu, 12 Feb 2026 11:37:13 -0500 https://www.insidemortgagefinance.com/articles/236637-servicers-raise-alarms-on-growing-delinquencies dhollier@imfpubs.com Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help. http://www.insidemortgagefinance.com/articles/236656 Thu, 12 Feb 2026 11:34:20 -0500 https://www.insidemortgagefinance.com/articles/236656-are-gses-an-efficient-tool-to-address-affordability jdohnert@imfpubs.com Pete Mills, a senior vice president at MBA, believes housing affordability initiatives are more likely to come from executive orders this year. http://www.insidemortgagefinance.com/articles/236578 Thu, 05 Feb 2026 11:57:30 -0500 https://www.insidemortgagefinance.com/articles/236578-gse-privatization-unlikely-during-election-year dhollier@imfpubs.com The president wants to address housing affordability but also wants home prices to remain high because it has made a lot of people wealthy. http://www.insidemortgagefinance.com/articles/236574 Thu, 05 Feb 2026 11:52:41 -0500 https://www.insidemortgagefinance.com/articles/236574-trumps-housing-affordability-conundrum jdohnert@imfpubs.com House Republicans blamed regulations and immigration, while Democrats believe President Trump’s effort to ban institutional investors from buying single-family homes didn’t go far enough. http://www.insidemortgagefinance.com/articles/236506 Thu, 29 Jan 2026 11:42:52 -0500 https://www.insidemortgagefinance.com/articles/236506-experts-pitch-congress-on-reforms-to-boost-housing-affordability jdohnert@imfpubs.com President Trump has opposed a plan from his economic advisor to waive penalties on 401(k) withdrawals used for a downpayment. http://www.insidemortgagefinance.com/articles/236508 Thu, 29 Jan 2026 11:39:57 -0500 https://www.insidemortgagefinance.com/articles/236508-trump-puts-the-breaks-on-plan-to-use-401k-for-downpayments jdohnert@imfpubs.com President Trump’s directive to lower interest rates helped spur a tightening in mortgage spreads, but economists are skeptical of the long-term impact of the move involving GSE purchases of MBS. http://www.insidemortgagefinance.com/articles/236439 Thu, 22 Jan 2026 11:55:31 -0500 https://www.insidemortgagefinance.com/articles/236439-major-long-term-rate-reduction-unlikely-after-gse-mbs-purchases jdohnert@imfpubs.com The executive order seeks to limit institutional investors from purchasing single-family homes, but some market participants believe it would do little to boost housing affordability nationally. http://www.insidemortgagefinance.com/articles/236450 Thu, 22 Jan 2026 11:52:45 -0500 https://www.insidemortgagefinance.com/articles/236450-trump-signs-executive-order-targeting-institutional-investors jdohnert@imfpubs.com Housing experts expect the market to undergo a course correction after years of rapid home price increases. http://www.insidemortgagefinance.com/articles/236311 Thu, 08 Jan 2026 12:18:50 -0500 https://www.insidemortgagefinance.com/articles/236311-home-price-correction-drives-buyers-market-in-2026 jdohnert@imfpubs.com Homebuilders used price reductions and buydowns to drive sales and pull buyers off the sidelines in 2025. http://www.insidemortgagefinance.com/articles/236249 Fri, 02 Jan 2026 09:05:00 -0500 https://www.insidemortgagefinance.com/articles/236249-homebuilders-push-incentives-amid-affordability-challenges jdohnert@imfpubs.com Home insurance premiums are rising at a slower pace, but affordability challenges still remain an issue for homebuyers. http://www.insidemortgagefinance.com/articles/236248 Fri, 02 Jan 2026 09:02:00 -0500 https://www.insidemortgagefinance.com/articles/236248-home-insurance-cost-increases-slow-in-2025 jdohnert@imfpubs.com Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels. http://www.insidemortgagefinance.com/articles/236123 Thu, 11 Dec 2025 12:04:00 -0500 https://www.insidemortgagefinance.com/articles/236123-affordability-constrained-even-as-hpa-slows-wages-rise