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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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Homeowners See Some Relief on Insurance Premiums

August 20, 2026
James Dohnert
The slowdown in premium increases comes as insurers focused on restoring profitability after a period of high inflation, rising construction costs, expensive reinsurance and record catastrophe losses.
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Increasing Appraisal Gaps Leads to a Rise in Loan Restructuring

August 13, 2026
James Dohnert
More homebuyers are being forced to bring more cash, renegotiate the sale price or restructure their mortgage.
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Homebuying Season Extends Into Summer

August 6, 2026
James Dohnert
Homebuying picked up in the summer months after a slower than usual spring season.
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Homebuilders Expect Incentives Use to Remain Elevated

July 30, 2026
James Dohnert
Homebuilders reported a slight decline in incentive use in the second quarter, but still project incentives to remain elevated compared to historical average for the foreseeable future.
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Fannie Touts Solutions for Housing Supply Issues

July 24, 2026
Dennis Hollier
Construction loans may be too risky for the GSEs to purchase at scale, but Fannie has other products that help increase and preserve supply.
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Homebuilders Look for Changes at Local Level

July 23, 2026
James Dohnert
Homebuilders believe that in addition to the federal housing bill, localized reforms are needed to address housing affordability.
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Implementation of New Housing Law to Take Time

July 16, 2026
Brandon Ivey
Any impact from the landmark 21st Century ROAD to Housing Act could take years, with the Republicans proudly touting that the law doesn’t include any new funding.
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Despite DNI Gig, Pulte Still Making Plans for FHFA

June 18, 2026
Dennis Hollier
The FHFA director told homebuilders that Fannie Mae and Freddie Mac probably won’t play a big role in construction finance, but the Federal Home Loan Banks may expand their participation in the sector.
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Rocket, Redfin Offer Discount With Home Purchase

May 28, 2026
James Dohnert
New offering lets homebuyers save up to $20,000 on a home purchase or sale when they use Rocket and a Redfin agent.
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Trump Comments Revive GSE IPO Speculation

May 7, 2026
Dennis Hollier
Despite ending his long hiatus on GSE talk, Trump fails to persuade skeptics that he’s ready to take Fannie and Freddie out of conservatorship anytime soon.
Read More
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Latest Imf News

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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