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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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Home Insurance Cost Increases Slow in 2025

January 2, 2026
James Dohnert
Home insurance premiums are rising at a slower pace, but affordability challenges still remain an issue for homebuyers.
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Affordability Constrained Even as HPA Slows, Rates Decline

December 11, 2025
James Dohnert
Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels.
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Stakeholders Seek More Details in FHFA’s Strategic Plan

November 13, 2025
Dennis Hollier
Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.
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More Innovation Needed to Solve Affordability Issues

October 16, 2025
James Dohnert
Cross-industry coordination will be key to increasing housing affordability, according to industry participants.
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Climate, DEI May No Longer Qualify for CDFI Funding

October 9, 2025
James Dohnert
The new requirements, and the shutdown, are expected to further delay the release of CDFI Fund awards that have already been approved.
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Congress to Work on Housing Legislation This Month

October 2, 2025
Brandon Ivey
Housing legislation with strong bipartisan support could move forward in the Senate as soon as this month.
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ICBA Raises Concerns About Credit Union Acquisitions of Banks

September 25, 2025
James Dohnert
Larger credit unions are increasingly acquiring community banks and reducing mortgage lending in local communities, according to the Independent Community Bankers of America.
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Democrats in House See Bipartisan Support on Housing Issues

September 18, 2025
James Dohnert
Democrats in the House offered 14 housing-related bills, many with bipartisan support.
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Downpayment Assistance Availability Hits a Record

September 4, 2025
James Dohnert
Still, experts believe more can be done to educate borrowers on availability of downpayment programs.
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Mortgage Interest Rates Look Unlikely to Budge in Short Term

August 21, 2025
James Dohnert
Fannie Mae economists slightly increased their mortgage rate projections for the remainder of the year despite widespread expectations that the Federal Reserve will cut the federal funds rate in September.
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