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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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Biden Administration Takes Steps on Affordable Housing

June 27, 2024
Dennis Hollier and Monica Hogan
The Treasury Department announced $100 million in affordable housing funding, while HUD named recipients of its Pathways to Removing Obstacles to Housing grant competition.
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Smaller Investors Using Non-QMs for Home Purchases

June 27, 2024
James Dohnert
Investor purchases of single-family rentals are on the rise, with many of the new rentals being owned by smaller independent investors.
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Disaggregating Ethnic Data Could Improve GSEs’ EHFPs

June 20, 2024
Dennis Hollier
Homeownership rates and household incomes differ dramatically within the AANHPI demographic. Some 65% of Filipino-Americans own their home while just 44% of Tongan-Americans do.
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Fannie CEO Addresses Climate Risk, Housing Gap

April 25, 2024
Dennis Hollier
As Fannie Mae’s CEO approaches the first anniversary of her tenure, she talks about climate change, affordable housing and the homeownership gap.
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Some Homebuyers Are Adjusting to Higher Interest Rates

April 11, 2024
James Dohnert
A new survey shows that younger homebuyers are more willing to accept higher interest rates compared to older generations.
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UI Offers Tools to Help Lenders Launch SPCPs

March 22, 2024
Dennis Hollier
The Urban Institute, with funding from the National Fair Housing Alliance, has developed resources lenders can use to launch special purpose credit programs.
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Millennial Borrowers Make Up Growing Share of Mortgage Market

March 14, 2024
James Dohnert
Millennials, defined as borrowers aged 27 to 42, received the majority of mortgage offers made through LendingTree’s platform.
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Texas Wildfire Reinforces Property Insurance Issues

March 7, 2024
James Dohnert
The impact climate change-related natural disasters are having on the property insurance sector is not limited to Texas, according to experts.
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Lenders Cautiously Optimistic as Home Sales Increase

January 25, 2024
James Dohnert
An uptick in home sales is helping lenders to have a rosier outlook for 2024, but the mortgage lock-in effect could put a cap on expected growth.
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GSEs’ Energy Codes Should Match Those of Other Loan Programs

January 4, 2024
Dennis Hollier
If the GSEs required stricter energy codes on new homes, savings on utility bills would cover borrowers’ costs within three years, a coalition of advocacy groups said in a letter to the Federal Housing Finance Agency.
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